Recent content by Mo Money

Interest rate offered was 26.5%, which is variable depending on demand for the security in question. If shorters want it, they pay a lot, and they borrow at 53%. Schwab keeps half, I get half. Again, I don't loan it to the shorter, Schwab does. And Schwab has a trust company hold 102% of the...

That's what I'm thinking; a little added return with Schwab being my borrower, is very tempting. And from what I've read, there's no tax consequences if I use securities from one of my IRAs, which is my plan. One of the things I have read from other places on the web is that they dangle a...

Hi everyone. (It's been years since I have posted, though the advice on this forum has made that possible, since I have been just fine financially. I am grateful.) :) I recently got an email from my broker, Schwab, offering me a high interest rate if I would agree to loan Schwab...

Retire now and follow your bro's advice. Otherwise, your dying words may be two in number: s i x t y... s e v e n...

I loved that book; the stats therein helped me feel like I was on the right path. And I was.

A fraternity sweatshirt that I wore in college (early 80s) and a Burberry trenchcoat bought in the 80s when a local department store shut down (40% off). By the time i got to the department store, the Burberry coats were sold out -- except for one on the mannequin. I asked the size of the...

Retired just over six years ago. Overall net worth up 71%. Portfolio and retirement plans (liquid net worth) up 83%. The party can't go on forever, but I am thankful.

I have I believe 7 or 8 Nest Cams at my Dad's house. They were installed when my Mom lived there and had dementia. (She has since passed on after moving into a nursing home.) My parents trusted my brother and I to monitor the cams only briefly to check on them. We placed them everywhere...

I recommend a neurologist who will give you practical advice about the progression of your dad's disease. I had a mom with dementia, and the neurologist was good medically, but did not give me a practical explanation of the disease's progression and what I could expect. A really good...

My Schwab portfolio analyzer tells me I've annually returned well over 14% since inception (which for me is 2009 with their platform). The FA who handled my retirement plan while I was w*rking has had its flagship mutual fund return about 9% -- with a 1.25% fee. They are a decent-sized...

Mine went down about 5%, to ~$670/mo for gold EPO coverage with $7000 OOP max. and $1000 individual deductible. (Western PA)

24.5% for 2020; 80/20 asset allocation; my first year to gain 7 figures. Um, I doubt that will happen again any time soon.

Never an outright win in a lotto-type situation, but: I once discovered that I was entitled to an ~$200K buyout at my w*rkplace, which I learned shortly after my retirement announcement. I had thought the number was more like $40K. Also, I bought one of the notorious VW diesels that later...

Top of the line Ben Moore works well for me. About $55/gallon (on sale in warm weather), but it lasts about 10 years on my 135 year old siding. If I had bare wood, and the right color was available, I'd use Olympic opaque stain. I have used it on projects, and it has lasted for 15 years...

I have logged out and in a couple of times to attempt to get rid of the ad box resting above the "Recent Threads" box. It remains, taunting me... :coolsmiley::laugh::blush: Is this something I can kill off? Or is this the new normal? Your advice appreciated.