Recent content by mointx

An update... Just wanted to make a follow-up post here, 2.5 years from my original post. I am now 45 y.o. and DH is turning 46 next month. Our boys are now 10 y.o. and 7 y.o. We currently have $801K in retirement - 401Ks (small percentage in Roth 401K)/IRAs/Roth IRA. We both max out 401K...

This is good information - I appreciate you both posting about it. Did anyone have any input regarding my Roth 401K question? Just wondering if I should go ahead and make all my contributions post-tax. In addition, any suggestions on an after-tax account that we could open ourselves? We're...

DH and I both grew up in Missouri City. After we got married we moved to Houston and lived inside the Loop for a few years before moving out to Pearland, which is where we have been ever since (almost 18 yrs). :)

You are right, there is no guarantee one what the future holds for our children, so further funding the 529 is something we are revisiting. We are also continuing to work on our liquid savings. I used to think 6 months' expenses was good enough, but with the economy being the way it is lately...

I went back and looked at our monthly expenses and realized I was mistaken. Our monthly expenses run about $6000, which is still quite a bit, but reflects expenses today. I don't anticipate that it would continue to be that much once income drops. I went back and looked at the past few...

A year since our intro... Hello! I am back and decided to give an update on where we stand right now. I am now 44 yrs old and DH is 45. Our boys are now 8 and 5 years old. Just did our taxes, so our AGI is @ $250K. Monthly expenses are running @ $6500 including our charitable giving. We...

DH (44) is an electrical engineer. I (43) am a pharmacist by profession but Wonder Woman/Super Mom to two boys (8 and 5) is my other identity. AGI last year was about $250K. 2014 was a hallmark year for us because not only did we celebrate our 20th wedding anniversary last fall, but we...

Francis, can you semi-retire, perhaps? Maybe just work prn? I am a pharmacist, too, but about 12 years younger. This is something I am already contemplating, hopefully in the next few years. Pharmacy has definitely changed in the past 20 years since I started. Sent from my iPad using Early...

Thanks for the warm welcome! Combined income last year (AGI) was a little over $236K. Our current expenses run @ $6500 monthly. That also includes our charitable giving, though, which runs about 10% annually. So, it's not like we're big spenders. I do realize, however, that having 2 months...

Hello! I've been lurking on the boards for the past week and wanted to pop in and introduce myself. I am 42 yrs. old, and DH is 43. We'll be married 20 yrs. this coming fall, and we have two wonderful boys, ages 7 and 4. We currently have $586K in retirement - 401Ks (small percentage in Roth...