Recent content by money4wells

  1. M

    rule of 55 bridge using brokerage link

    Hmm, I didn't know you could rollover part of the 401k, and leave the rest for Rule of 55. I was leaving the whole 401k, take some withdrawals at year end to make it to 59.5, then rolling over the whole thing to Fidelity where all my other IRA's are. I'll have to think about if it is worth the...
  2. M

    Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

    Looks like Primis also gives 50 cents for each debit card transaction, no matter how small. Most on here probably won't use the 50 cents per transaction feature, but I know a lot of college students that use Chime for this, and they charge all kinds of fees and don't give any of the transaction...
  3. M

    Do FHLB Bonds Seem Too Good to be True?

    After reading, I found this link very helpful for me to expand on the comments here. It seems to answer more specifically some of the OP questions. It also got me looking more closely at these types of bonds. https://www.investopedia.com/articles/bonds/07/agency_bonds.asp Fidelity has a...
  4. M

    Community College Grads?

    I went to the local Community College, right when IT was starting. They were teaching me programming, which I knew I didn't want to do. Nagged the counselor for months(she would try to hide when she saw me coming) for an internship, so I could see other areas of Tech. Finally, two roles came...
  5. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    I got a 3-month brokered non-callable CD at 4.15% at Fidelity yesterday. I don't see it there today though.
  6. M

    Part time work in retirement

    I had recently taken a 4 month Sabbatical, with the intention of retiring at the end(I was guaranteed my job back). But with the stock market down, I thought I would try to get a 50% role for 50% pay. My boss was good with it, but HR repeatedly said no. This is for IT Program/Project...
  7. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    MJ - I don't know a site to calculate CD vs Treasury with tax implications, but I was searching for the same info and found this on Zack's site: To compare the interest rate from a CD with the rate from a Treasury bond and see if US Treasury bond prices and yields are a good deal, calculate the...
  8. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    Fidelity has a 5% 5-year CD, non-callable, paid semi-annually, from Capital One Bank.
  9. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    Fidelity is showing 20 yr CD at 5% paid monthly. Callable though.
  10. M

    Looking for creative ideas for 1031 exchange in real estate

    I agree with most of the comments. If you do check out 1031 Exchanges, I have found these to be good places: www.1031crowdfunding.com - Good for research or a free consult on all the basics. Crowdstreet - For finding investments in short time frame. You can do DST's and there is a regular...
  11. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    I have Bask Bank. I have done 5-6 withdrawals, and they post the next business day. I have been very happy so far, no issues along the lines you mentioned or at all so far, though only a month.
  12. M

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    Bask Bank FDIC online savings is 2.01%. I had moved from Capital One who I had used for many years, but they were staying at 0.3% for existing customers. I moved it all when Bask was 1.6% a month ago, it has now raised twice, they send an email each time!
  13. M

    Part-time Jobs in Retirement in the IT field

    I put part time and Remote into Indeed, and there were 28 pages of listings and still going before I stopped. I saw several that were mentoring on IT careers and only 5-15 hours a week, going to check them out.
  14. M

    Paying it Forward - Helping the next generation

    A few years ago I researched AARP's program that did personal finance courses. They had a whole curriculum you had to follow, it wasn't freestyle. I just checked on it and it looks like it was put on hold for Covid, but they expect it to come back...
  15. M

    How soon until CD rates reflect the Fed hike of May 4th?

    I signed up for a new online savings account today, Baskbank.com. Kiplinger recommended them this month. 1.25% rate for online savings, no limit on amounts, FDIC insured. Planning on moving my one year of expenses from Capital One that has stayed at 0.3% even still today. They went to 0.6%...
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