Let's see:
3.6% * 30% Vanguard Intermediate-Term Tax-Exempt
4.2% * 30% Vanguard Inflation-Protected Securities
1.5% * 20% Vanguard Total Stock Market
1.5% * 15% Vanguard Tax-Managed International
1.5% * 5% Vanguard Emerging Markets ETF
= 3%
$5,000,000*3% is $150,000, which ain't bad. The...