Recent content by Mountain skier

Thank you for sharing

I do not believe one can put much trust in historical averages because many situations/causes that made the USA so productive are not nearly as prominent or possible now.

Wow. Just curious, if I may ask, do you have pension income too?

RetiredAt 49, is your AA 100/0? I do not have the bravery for such an AA lol.

I too have very little faith in the market being overly positive currently; at least not until the results of the 2024 election and probably the near end of Fed rate increases to name a few items of concern. As a retiree I feel it is time to buckle down

Very true.

I agree with this post. We are retirees and have a CD ladder with the majority of our savings.

A retiree would be smart to go mostly fixed income, especially now that CD rates are improving. An easy math sample: $1M at 4%= $40,000. That generated income would really help in my humble opinion.

Pay off the mortgage early....peace of mind is worth a lot:)

Fidelity Technology Fund (a sector fund)

We have a 5yr CD ladder using the bucket strategy

My CD's earn $ each day...seems better than many bond categories currently. The more years of cash saved the more secure you'll feel. Invest part of portfolio in equities as a hedge against inflation. Many retirees I know feel better having most of their $ in cash.

Great weather most of the year

Lazyfish: I am having trouble understanding your assets amount...is it $1.6M plus the two houses?

We have way more than $600k in cash and we sleep like babies at night