Recent content by mrpd114

  1. M

    Conceal and Carry Question

    dex suggested a Ruger LCP if someone needs to (and is legally allowed to) carry. As retired law enforcement I carry the LCP .380 with a six round clip, and it is small enough to comfortably conceal without any problem. If I should need more than the six rounds the LCP clip holds, I'm gonna...
  2. M

    Illinois Public Pensions

    clifp, in 2004 I retired from public safety into the California Public Employees Retirement System (CalPers) and, although their portfolio balance was recently 200 billion in assets, who knows what may happen to that value in the future. They have crawled back from a few periods of tremendous...
  3. M

    Pension valuation

    Like Goonie, I have had a cola'd pension (through CalPers in Ca) since 2004 and was curious how much I would be paid year after year up to 30 years when I would be 82, the approximate average age at death in America for me. The pension has a 2% annual COLA. Starting in 2005, I simply added 2%...
  4. M

    My Retirement Date is 10/18/09

    W2R, I used to be up at 4:15 a.m. to prepare for my 12 hour work days and in bed by 10:00. Since retirement in October I have been getting up at 8-9 and staying up till 12:30-2:00 a.m. I am finally starting to settle into an earlier bedtime schedule to get something done during the day from my...
  5. M

    Haight-Ashbury: Summer of Love

    I was in high school in the 10th grade in Castro Valley, Ca, across the bay from San Francisco. Made it to the Haight for a day with a friend to hang out but wasn't into "the scene" there. Great music and posters came out of that era and we did finally get out of Nam, though not for another six...
  6. M

    My Retirement Date is 10/18/09

    Hey Mike, congratulations on your pulling the pin! You deserved it. Feels good, doesn't it!! W2R, you mentioned on 12/16 that your retirement has been "good so far" How you doing now. Any adjustment issues? It took me a couple of weeks to adjust and realize I was not just on vacation. Been...
  7. M

    My Retirement Date is 10/18/09

    Bestwifeever, you "busted" me on that one. I plead guilty to temporary abandonment of this great site. I will try to make up for the lost time, but as W2R said, it's been good so far!
  8. M

    My Retirement Date is 10/18/09

    OK, I officially retired on 10/19 (our police code for "returning to the station", which I did for the last time!) Been good so far, but I know I will be looking for something else to do before long. At least I'll a bit more time to post on this site.
  9. M

    pensions

    RPOW53, there have been some great comments and spot-on analysis from the folks here so far. I assumed you have already retired. If not, although you still should be quite safe with a CalPers pension, the municipalities are working very hard to reduce their exposure to future obligations for...
  10. M

    pensions

    RPOW53, Yes, your CalPers pension is safe. As of about 10/15 they had $201 Billion in assets, down from $260 B from a couple of years ago.. They are very well diversified in many areas around the country. If they go below a pre-determined specific balance they can make up the difference from...
  11. M

    My Retirement Date is 10/18/09

    I smoked pot twice in 1968 at a friends house. The second time it was laced with something. Bad experience and it cured my curiosity. Never tried the heavy stuff. During my career I didn't care about pot smokers. I focused on the more dangerous societal issues..
  12. M

    My Retirement Date is 10/18/09

    You don't have to behave on my account. I didn't like writing tickets anyway and we all had our rowdy days..
  13. M

    My Retirement Date is 10/18/09

    Your going out 3 months to the day after I leave. Good job. I just joined this forum about 90 minutes ago. Good coincidence. Have a safe journey bud!
  14. M

    October 1st, First Day of ER

    Budatx, congrats, you earned it. I will retire in six days after 32 years in public service (law enforcement) though I have been off for 9 weeks. It does feel good!! Stay busy!
  15. M

    My Retirement Date is 10/18/09

    Hi folks! New to this forum but glad I found it. I will retire from a 32-year law enforcement career in six days. I am 56. In many ways this IS an early retirement. It seems to have taken so long to get here over the past year or so. I know the feeling of having to wait those last couple of...
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