Recent content by newbie_fire

How about rolling over the IRA into ROTHs (a "little" every year). Then one can withdraw the "contributions" (amounts rolled over) from the ROTHs penalty free anytime. For the "gains" in the ROTH however, one will need to wait 5 years to start withdrawing, but at least this helps with avoidng...

Justin, I also came up with 150% and since it was not in the choices, I picked 160%, which was "wrong" :-)

One of the questions on the test left me thinking....... The question was - which fund is most risky Equity Bear Bond Money Market I picked equity. But the "correct" answer is Bear, which I disagree with. Bear funds dont go down as much (or up as much) as equity funds do, and that in my...

YLM23 Im leaning towards that as well - return to India in a couple years and continue to work in a low stress environment for a few years. Tier 2 cities do have a lot of opportunity when it comes to IT. But working in IT comes with a price in India - good money but lots of stress and odd...

Thank you all for your responses - you make very good points. -------------- Response to MasterBlaster's post I am 32 years old and my wife is 28 You mentioned currency risks and Heathcare - both very valid concerns Healthcare in India is not as expensive as it is in the United States, but...

Hello folks: Its been a couple of weeks since I found this wonderful forum and was quite surprised to see so many folks out there looking to retire early :) For a while, I was embarrassed to publicly admit that if I had the choice, I would retire/semi retire today. I've been in the IT...