Recent content by Niuatoputapu

  1. Niuatoputapu

    What is your Spreadsheet INFLATION assumption?

    I like to keep it simple, SS increase at 2.6% with no 2034 reduction Wife's pension is COL with 2% floor, so I use 2% All expenses 3% - if components have higher inflation, it means cut-back other expenses Investment return on 65/35 portfolio 5%, low return to compensate for SORR
  2. Niuatoputapu

    S&P 500 Prediction 2024

    5008
  3. Niuatoputapu

    Best way to withdraw from an Inherited IRA

    Do note that the rules differ if the original owner of the IRA reached a certain age or not: Following is from the Schwab website: https://content.schwab.com/ira/understand-iras/ira-calculators/inherited-rmd/ Type of IRA Distribution Requirement...
  4. Niuatoputapu

    Silicon Valley Bank SIVB - $270 to $30 in 48 hours

    Interesting aside, I bank at a credit union. The CU's CEO just sent an email to the entire membership noting the CU is financially strong and always will be. She attached a link to their 2022 Annual Report. The CU, Golden One (here is California) claims to be the nation's 7th largest CU with...
  5. Niuatoputapu

    Daily WORDLE - 2022

    First time I have had five correct letters, all in the wrong place. Wordle 437 3/6* 🟨🟨⬜⬜⬜ 🟨🟨🟨🟨🟨 🟩🟩🟩🟩🟩
  6. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 408 6/6* ⬜🟨🟨⬜⬜ ⬜🟨🟩⬜⬜ ⬜⬜🟩🟩🟩 ⬜⬜🟩🟩🟩 ⬜⬜🟩🟩🟩 🟩🟩🟩🟩🟩
  7. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 395 2/6* ⬜🟩⬜🟩⬜ 🟩🟩🟩🟩🟩 Been a long time since my last Two. My first guesses, until today, have recently been eliminating five letters.
  8. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 388 6/6* ⬜⬜⬜🟨⬜ 🟨⬜⬜🟨🟨 ⬜🟩🟩🟩🟩 ⬜🟩🟩🟩🟩 ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩 Phew
  9. Niuatoputapu

    Social Security at 70

    Various advice has been offered. But the original question concerned a September 1st birthday. I understand the rules for birthdays that fall on the first are different. Specifically, "Social Security follows English common law that finds that a person attains an age on the day before the...
  10. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 380 3/6* ⬜⬜⬜⬜⬜ 🟩⬜⬜🟨🟨 🟩🟩🟩🟩🟩 Slow start but eliminating letters does help.
  11. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 378 3/6* 🟨🟨⬜⬜🟨 ⬜🟨⬜🟩🟨 🟩🟩🟩🟩🟩 Lucky today. Wordlebot tells me my second guess narrowed the possible answers to just three.
  12. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 375 5/6* ⬜⬜⬜⬜🟨 ⬜⬜🟨⬜⬜ ⬜🟩⬜⬜⬜ 🟩🟩⬜⬜🟩 🟩🟩🟩🟩🟩 Was able to eliminate 12 letters in the first three attempts. Happy to get a 5.
  13. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 373 2/6* ⬜🟨🟨⬜🟨 🟩🟩🟩🟩🟩 Wordlebot tells me my first guess narrowed possible solutions to 37 and my second guess was very lucky. I agree.
  14. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 371 5/6* 🟨🟩🟩⬜⬜ ⬜🟩🟩⬜🟩 ⬜🟩🟩⬜🟩 ⬜🟩🟩⬜🟩 🟩🟩🟩🟩🟩 Process of elimination.
  15. Niuatoputapu

    Daily WORDLE - 2022

    Wordle 370 5/6* ⬜⬜⬜🟨🟩 🟩⬜⬜🟩🟩 🟩⬜🟩🟩🟩 🟩⬜🟩🟩🟩 🟩🟩🟩🟩🟩
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