Recent content by nvestysly

  1. nvestysly

    I gave notice today!

    Woo-Hoo! Congratulations on your decision. I don't know what it takes to maintain your license, and I'm not suggesting you keep it active, but I continued to participate in continuing education and pay my annual renewal for my Professional Engineering license for several years after I retired...
  2. nvestysly

    RV vs VRBO, Airbnb

    Just noticed this thread popping up on my User CP page - haven't paid close attention to the discussion so I hope I'm not out of line with my comments... We purchased a used Class B for $65,000 several years ago. We've subsequently logged over 65k miles. Yes, we paid for insurance, fuel...
  3. nvestysly

    Stock Investing

    Stock picker here... Not saying I'm great at it but it serves us (me and DW) well. Except for BRK-B and two other stocks that don't pay dividends, all of our holdings are stocks and ETF's that pay dividends. Dividends are what we live on - it's amazing how dividends grow and grow over time...
  4. nvestysly

    Would it be better to take Social Security at 62?

    I have often pondered (and calculated) various scenarios regarding when to collect Social Security. Our decision to FIRE never included SS so in reality we don't "need" the money. Consequently, I decided, with the support of a fee only financial advisor, to begin collecting at 62. However, I...
  5. nvestysly

    Multiple HSA's?

    Don't overlook the $1,000 catchup option if you're over 50. And be aware that if you have a significant other you can both contribute to catchup. And the significant other can have their own HSA although the family total and individual catchups cannot exceed the annual limits.
  6. nvestysly

    How Do You Get Live TV?

    We have a Televes digital TV antenna in our garage - pointed to the nearest major city - over 60 miles away. The distance is why we chose to go with an upgraded digital antenna rather than some of the less expensive options available. We receive all the channels we want - NBC, ABC, CBS, Fox...
  7. nvestysly

    DQOTD: How Accurate Are Soc Sec Estimates For Seniors (not working)?

    I had zeros for 10 years - retired at 52 and started collecting SS at 62. My payment estimate went up during those 10 years (presumably due to inflation) even though I was earning no income. When it came time to begin collecting at 62, my actual payment was within a few dollars of the estimate...
  8. nvestysly

    NYT article on Long-term Health Industry

    I was able to read the article. Hopefully the link will continue to work for others who are interested. The article raises several issues about LTC including the fact that some policies freeze the benefits but still raise the premium as well as other pitfalls. No argument from me. I hope...
  9. nvestysly

    Chevrolet Christmas Commercial: A Holiday to Remember (get Kleenex out)

    We really have no way to know what someone with Alzheimer's is thinking, particularly when they are in advanced stages of the disease. It's wonderful to experience something similar to what's depicted in the GM video - a rare moment or few minutes of lucidity that allow us to feel we're...
  10. nvestysly

    NCAA College Football Playoffs

    Seems to me, FSU was robbed. I realize they didn't have a stellar win yesterday but they did win and it was with their 3rd string quarterback against a ranked team. FSU's starting quarterback will be back in action by the time the playoff games are scheduled. In my opinion... 1, 2 & 3 go to...
  11. nvestysly

    Poll: Pizza

    There are several on the list that I really like but don't have an opportunity to eat them often. I voted NY because that's most readily available in my neck of the woods.
  12. nvestysly

    Chevrolet Christmas Commercial: A Holiday to Remember (get Kleenex out)

    I've been a Chevrolet guy since I was a youngster - knee high to a grasshopper as the saying goes. That was certainly a wonderful video - yep, crying my eyes out!
  13. nvestysly

    RIP Charlie Munger of Berkshire-Hathaway

    Charlie joked at BRK meetings there was one thing he wanted to know in life… Where will I die? Then he’d avoid going there! Charlie’s one -liners were one of the highlights of the annual meeting or any interview with Charlie. He will be missed. RIP
  14. nvestysly

    Newbie Here Regarding the ACA

    johkar, My corporate medical plan for retirees was/is very expensive. Consequently, DW and I chose not to enroll in medical for retirees. However, if retirees choose a dental or vision plan you remain in the retiree category and can elect medical insurance at any point in the future. You may...
  15. nvestysly

    Automatic brokerage sell and $ transfer

    That amount of money can easily generate dividends well in excess of $30k per year. My thought is similar to others... put $30k in cash at the beginning and let the dividends add to that cash every quarter, while paying out cash to a checking account every month (or twice a month). But, like...
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