Recent content by Odduck

After staring at spreadsheets, FIRE, Flexible Retirement Planner, etc. I retired earlier this year and have been caring for my parents. They have a fair-sized nest egg, but it isn’t huge. We’ve discussed the possibility of moving them to an assisted care facility that could provide better care...

I'm a novice at any of this. I'm 55, just retired, have about 1M in 401k and about 1M in taxable/brokerage and my expenses have always been very low compared to those figures - time to spend! I've been staring at this Roth conversion stuff for quite a while and feel like it's a hole that gets...

Thanks for the thoughtful replies! I'm not sure the corporation's 401K allows for, as far as moving at any time after retirement, but in their employee website, the first step to initiating retirement is to input what you want done with the 401K. So if nothing else, this would be an easy point...

I'm rapidly approaching retirement at 55 from generic mega-corp where I have over 1M pretax in a 401K. I have brokerage investments at Vanguard that should last more than 10 years, so I don't need to touch the 401K early. I also have a small Roth at Vanguard. I have an old small account at...

The best I ever remember sleeping was in college where I had a 6am class and ended up sleeping 2-3 hours in the early afternoon. It strikes me that in retirement, people tend to stick with all sorts of behaviors that come from careers' worth of indoctrination. Sleep schedules might be an area to...

I try to keep everything in index funds or similar low-expense funds that mix a bit of investment types. My biggest mistake is having to much out of the market waiting for the next pullback and no, I can't time the market. The options in the 401k aren't bad. Health insurance scares me. Someone...

Thanks for the reply. Funds are about evenly split between a tax-deferred 401k and post-tax brokerage and savings accounts - about a million in each. I don't believe I would need access to the 401k until after 70, but 18 years seems like a long time and I try to be pretty conservative on...

Ah yes. So role it out when I retire, but not be able to access it until 59.5 or leave it in to use the Rule of 55, depending on my company's plan allows partial withdrawals. Well, I new there were some choices. That's something to investigate, along with their retiree medical plan costs. Thank you.

I've been lurking around here for some time. I'm single. I stared earning decent money late, but I've always tried to live as cheaply as possible including renting a small place, buying only used cars, etc. - around 25K/year with the company pays for most of health care. As I hit 50, I had...