Recent content by oldie

  1. O

    Annual travel insurance policy?

    This is normal. Your travel insurance is secondary, and will pay what your primary health insurance won't pay. This policy is there so you wouldn't try to charge the same expense on several insurances. Note that some expenses (i.e. hospital room cost) your primary insurance might not cover, nor...
  2. O

    Tipping

    I would cancel the order and find a different store, which does business honestly. Why bother dealing with people who want to charge you more for nothing?
  3. O

    Tipping

    Yep, and you can put a zero there - which I always do on any screen which defaults to 20% and forces me to jump through the hoops to reduce this amount. So the amount is reduced to zero.
  4. O

    Better To Book Hotels Directly or A Booking Site?

    Travel a lot for business to different destinations, and I use booking/agoda. Even though I'm a member of some programs, I don't even bother collecting points with them since I book the stays at booking. The perks/benefits of all hotel programs I looked at made it unworthy to bother with them -...
  5. O

    Driving Across Mexico

    Just look at the UK travel advisory for the USA: https://www.gov.uk/foreign-travel-advice/usa - - "Protests are commonplace across the USA, some of which can become violent." - "Snow storms during winter can disrupt critical infrastructure, including causing power cuts as well as delays and...
  6. O

    Delta offering free WiFi on flights

    If you're on Android, connect your phone, and do bluetooth tethering with your tablet. I do it all the time. Otherwise you can use a travel router in a WiFi repeater mode.
  7. O

    flat tire on car rental...beware of coverage exclusions with American Express Ins.

    This is nor correct. Roadside assistance covers you, well, at the roadside. I.e. if the battery is dead, and you called them to send someone in to jumpstart it. If you jumpstarted it yourself, and brought the car to the rental, there is no way they could charge you for a replacement battery...
  8. O

    Train Travel in Europe - Best Country

    I'd add Benilux, Denmark, Sweden, Spain, Austria, Czech Republic and Switzerland into this list as well. England as well. Possibly Scotland (limited destinations), but not Ireland, totally agree with your assessment. If one is fan of old trains/tracks, Bosnia and Romania.
  9. O

    Annual travel insurance policy?

    I've got "Safe Travels Deluxe Annual" from Trawick International. Each trip duration must not exceed 30 days, which works for me. If you need longer duration, an annual policy wouldn't be cost-effective.
  10. O

    Tipping

    Never tipped a hotel housemaid in my life, and don't even have an idea how to do it.
  11. O

    The 10X rule to have enough to retire by age 55?

    It should be 25x your annual spending, not salary. At this salary level, most of it goes to savings and mortgage anyway, unless one has expensive hobbies.
  12. O

    The Cryptocurrency Thread 2

    And you're right. What the crypto folks seem to miss that it is the existence and power of regulation which creates property values. If your house could legally become someone else's property if they simply show up with guns and kick you out - this is still happening in some parts of the world...
  13. O

    The Cryptocurrency Thread 2

    Did the "speed of transacting" changed? Back a few years ago when Bitcoins were used to pay for goods one had to wait 10+ minutes for transaction to be confirmed by another party. Credit card transactions, on the other hand, are processed within seconds.
  14. O

    The Cryptocurrency Thread 2

    Neither. You got a possession of a kind of fancy URL where it would be said "KCGeezer owns this house".Of course this would have zero legal meaning and is non-enforceable (the beauty of "unregulated"). You can create an equivalent of this NFT by printing "I own that house" on a piece of paper...
  15. O

    Last Minute Travel Deals

    As a frequent traveler myself, a few things: - Once you start looking, you'll find better deals than those dropped into your email box (by combining airlines + flying low cost airlines). For example, to get to many places in Europe you can fly to AMS or CDG roundtrip from USA and then change...
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