Recent content by OldShooter

I dunno. I have always carried just one credit card and really do not remember any fraud issues, but of course that is only somewhat over 50 years. For lots of reasons I have never had anything like a "deck," but certainly the more cards you have the higher the probability of issues. I'm still...

Sorry to hear that, but your future probability of debit card problems and my future probability of problems remain the same: very low. It's a risk I am very comfortable taking, particularly with Schwab backing me up.

... and your point is ??

Good enough for me: "We offer you this simple guarantee: Schwab will cover losses in any of your Schwab accounts due to unauthorized activity.

So you have taken a statistically significant sample of all the restaurants in the world? In the US? How many restaurants? Really, it's a silly and indefensible statement.

WADR I think you need to organize your thinking and your priorities. For example you seem to put a high value on getting rid of the stock under any circumstances. But then you are concerned about getting value for the stock. You say you have the operating responsibility but if you get rid of...

And what actual facts cause you to believe this?

Considering the resources and expertise available at Schwab or Fido I wouldn't even pick up the phone to answer a call from a one man band at a CU.

Handling "cash" is not a big deal and in most cases is not optional. I say "cash" because handling checks is the same as cash. Re fries, they have to be ordered, received, counted, refrigerated, inventoried, and monitored for "use by" dates. All this before they go into the fryer. Then...

What state has this law?

Man plans. God laughs. It is good that you are thinking about this stuff and undoubtedly you will continue to do so. But to get into the weeds and details is almost certainly a waste of your time. You have 10 years of life changes ahead of you.

Yes. TANSTAAFL. It used to be that the credit card companies contractually restricted merchants from showing the card costs to their customers in any way. This little anticompetitive wrinkle was prohibited as a result of an antitrust case settlement a few years ago. That's why we are seeing...

I think maybe you have not run a business. Pricing is a complex decision and in many cases the price the owner would like to charge is impossible due to competition. In that case he is forced to eat some or all of the credit card fee or he surcharges. But my main point is that the credit...

I'm not sure why people are so steamed up about this. Credit card fees are a cost, so the only question is "who pays?" It seems logical to me that the person who benefits from using the card should be the one who pays. Same as believing that the person who wants french fries should be the one...

Brokercheck will give you his years of investment experience and firms. Not sure if it gives you actual age. You also want to see "Registered Investment Advisor" or something similar. Series 65 or 66 exams. Not just Series 7. Not just insurance license.