Recent content by Oz investor

i don't 'bail-out as such , i REDUCE when a stock is at 'nose-bleed levels ' ( but normally keep more than half the holding ) if i sell out , completely from a stock that is for a completely different reason ( lack of confidence and patience with THAT company ) and NORMALLY i don't...

well i do some weird things i NEVER store passwords on any electronic devices , second i rarely ever use my phone for financial transactions third i use a different user name ( and of course password ) for every account and if i don't NEED the phone where i am going i leave it at...

some fund managers worked on that assumption ( and maybe still do ) down here there can be a BIG focus on ( clients ) assets under management and 'total returns ' , which last year MOSTLY translated to capital gains ( or losses ) as dividend payouts were often slashed savagely ( or...

cheers am a lot older than your daughter , but will read it to see if i can add any new ideas to my current thinking

ah ! the billion ( or is it trillion ) dollar question just remember we had one in February/March 2020 , so the question to ask will it be a 'double-dip' , if the answer is NO ( i i don't believe it is ) the next correction could be six or more years away , remember how few there where...

on the PLUS side , you are now fully motivated to FIRE and early as well , how about using that stress to motivate you into some financial education ( there is plenty on-line that is 'cost-free' apart from your ISP charges of course ) hopefully you haven't resorted to substance abuse (...

while i am not sitting on as much cash as you are , i have the same ( gut ) feeling , HOWEVER there is an old paradigm about ' sell in May , and go away , come back on St. Leger Day ' so May selling MIGHT present you with some cheaper entry prices , but goodness me , there is a LOT of...

in Australia a couple of high profile fund managers are of a similar opinion ( that stocks are the only game in town ) however that doesn't stop me WATCHING for other investment options becoming attractive in the future ( for example floating rate or i believe you call it...

inflation impact depends a lot on expenditure , since i live a fairly frugal lifestyle ( like owning no car ... ) some inflation impact has been delayed ( NOT avoided completely ) i expect returns to be further affected in the coming year ... but will that present more cheap opportunities...

although i am virtually on the other side of the world , i see similar here , add to that and certain tax components ( on fuel , alcohol and tobacco products to name some ) automatically jump in line with CPI each year and those tiny automatic fuel price increases trickle through the whole...

Australia has been relying on immigration to keep population growth ( and productivity growth ) over the past several years ( maybe a decade now ) now we have had the virus disruptions , i see that immigration stalling in the near-term and possibly even in the mid-term i took a small...

given the willingness of some governments to disrupt the economy over surges in positive virus tests , i would say ABSOLUTELY how many can guarantee they can keep up with mortgage repayments now it is one thing to BUY a property , and another to repay the loan in a timely manner (...

in REITs a little over 10% , BUT my largest single holding is a motor dealership where the major share-holder describes himself as ' frustrated land developer ( meaning the dealership owns much of the car-yard properties plus other property assets ) so say around 17% ( not counting actual...

that would depend on how you illustrate the ' Dead End' sign however if persistent trespassing annoyed ME , 'friendlier' might not be my first consideration . BTW i am very much a portcullis fan https://www.merriam-webster.com/dictionary/portcullis

+1 ( avoid watching TV at night also )