Recent content by Peaceful_Warrior

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    A Day At Work (cartoon)

    I didn't know there were cartoonist posing as corporate spies! (or is it the other way around?)
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    Where will you be in five years?

    5 years - out of corporate America doing my own thing(s). Probably making less than I do now... possibly making a lot lot more. Guess it depends how much effort I actually put into my business endeavors.
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    24 and ready to retire

    Invest in your business-building knowledge so you can build multiple streams of income. I am a big fan of generating cash flow through passive sources, so that if my investments don't do well I've still got income. Then, if the cash flow does well, I can use that money to fund the investments...
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    Recommended travel insurance for non-package deal?

    We're planning a trip later this year and doing all of the reservations ourselves without any packages. I've already read through a lot of the threads on here about travel insurance, so I have some feel for things like we don't expect to need evac insurance (since we'll be in Sedona, AZ). I've...
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    Realestate agents & Fees

    Technically, you always have this option. When you're signing the intitial listing paperwork, there's parts of the contract where you specify exactly how much % goes to the buyer agent and how much % goes to the seller agent... though it is not always worded exactly like that. Most realtors...
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    What type of Behavior would this be called?

    Cluck University Chicken has been doing waiver-required hot wings those for years... the "911 Challenge" they call it.
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    Nonfat milk linked to prostate cancer

    Same here. Two glasses of Organic Non-Fat milk per day... last thing I want to hear is that it's bad for me! :) But even if it were, perhaps my "Prostate Optimizer" supplements by Jarrow might help offset the risk....
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    when do you celebrate NEW YEAR'S on the west coast?

    I don't celebrate it... nor any other holiday, birthday, anniversary, etc. Easy solution. I don't do anything different than a typical Monday night, except that I don't have to work tomorrow.
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    An Honest Epiitaph You Could Die With?

    I thought about some of that stuff as well, but since a lot of our family genealogy knowledge is already limited there's not much loss on this side of the family. Also, my hope is that my descendants focus less on who I am or was, and who they are and their own experience in life. Of course...
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    An Honest Epiitaph You Could Die With?

    I don't want one. Waste of resources. Honestly speaking, I'd be happy if somebody tied my dead body to a big rock and dropped me in the middle of the ocean/lake/etc. Bonus inheritance if they can do it using only natural resources they acquire first-hand without purchasing. Of course this...
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    NOT made in China

    As parents, we first started with Freecycle/Craigslist, not just for cost savings, but also because we like not contributing to consumerism *unnecessarily* We haven't checked as many labels as we should, but probably will start doing so after reading this thread. We've been eating as close to...
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    Poll. Own or rent in retirement?

    Current HOA does all landscaping, including gutters during the winter, etc. Replace roofs, repaint houses, and no assessments to cover it. They have it all budgeted in the HOA dues... a cycle where each year certain houses get their new paint, new roofs, etc. Sometimes even houses that look...
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    Poll. Own or rent in retirement?

    With the previous HOA, it was only 8 people... small, cheap, and therefore I had an actual 1/8 vote on all issues. Few HOA meetings unless some major issue came up, but they typically collected enough in HOA dues to ensure that assessments were few and far between. They only raised HOA dues...
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    Poll. Own or rent in retirement?

    When HOAs are run well, I don't have problems with them. So far the two I've been a part of have been pretty good. Our condo HOA had low costs and was pretty relaxed in general. Current HOA has average costs, but also covers re-roofing, external painting, and landscaping on our SFR. Neither...
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    Yet another Umbrella Policy Topic

    I was going to point this out as well. Even at $1MM, the insurance company has a LOT invested in protecting you and/or settling for the lowest possible price. Even if you have $2MM in assets, they'll do their damned best to win and/or keep the total liabilities below $1MM so they can pay as...
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