Recent content by PennyThoughts

Keep the dream alive: This site ;D and all other resources that tell me I can do it and more importantly how! I try to do something/anything to head toward my goals. The sense of accomplishment for achieveing a mini-goal helps spur me on. (and gives me a reason to indulge in a small treat)...

Those horridly low numbers ($500.00) are correct. I've worked many retail jobs (often two at a time) just trying to get by. Those jobs acted as a catalyst to my setting financial goals and getting out of debt. I felt travelling needed its own category since it is the only expensive hobby that...

Hello :D Facts: 27 yo, single, no kids, 24K student loans, 6K medical/car debt, 300 in an vanguard 403(b) ?, and 200 in savings bonds. I stumbled across the concept of retiring early several years ago, but have been trying to get degree and pay off bad debt choices (let's hear it for a 19...