Recent content by pmac

Only way to eat a dog is Chicago style - poppy seed bun, fresh tomato, fresh onion, yellow mustard, a bit of piccadilly and, of course, 2 or 3 sport peppers. Truly a taste of Chicago.

I would chalk it up to a life lesson as well. However, if the OP wants to pursue collection, the best choice is to purchase the note from lender by taking an assignment as some have noted above. That puts the OP in the shoes of the lender, stops the OP from paying additional interest/attorneys...

My wife, a long-time biker, has had a haibike with a bosch mid-drive for about 18 months. It is a very nice bike. I think your best choice is a high quality manufactured ebike instead of a kit. There are many quality ebikes on the market and some real deals with a bit of searching. I think...

The Badlands are impressive. If you ride a bike, the Mickelson Trail (a rail to trail) is in the heart of the Black Hills.

In fact, medicaid is a social welfare program, most directly comparable to other government social welfare programs like food stamps, WIC and CHIP. In some respects, it is comparable to SSDI. However, SSDI is essentially an early qualification for SS benefits. It is generally difficult to...

It is important to understand that Medicaid, unlike SS claiming dates, ACA qualifications and Roth conversion tables, is a government program only intended to provide a last ditch safety net for only the poorest of the poor. There are many, many people who genuinely have no or very limited...

Thanks guys. Very helpful.

Thanks in advance for the collective wisdom of the forum. This is a pretty basic question, but I'm not sure of the answer. We have reached retirement and will need to finally start withdrawing from our nest egg in 2018. I understand and appreciate the pros/cons regarding order of withdrawal...

I guess I'm in the lucky family group. I have 7 siblings, all who seem to be doing well. Some better than others, but not a deadbeat among them. Over the years I did some provide some limited help to some, but not very much and it was really needed at the time.

Pretty tough crowd here. While most of the folks on this forum are financially secure through a combination of hard work and good fortune, not everybody gets dealt the same hand in life. The folks in the article seemed to making a life for themselves, albeit a hard one, overcoming some...

Paid off the mortgage about 10 years ago. The plan is for DW to file for SS in 2018 at 67 and me to file at 70 in 2024.

Net worth and retirement savings are two different things. For purposes of retiring, I think you should only be counting savings, (and factor in pensions, if any, and SS, depending on your age) not total net worth. I'm retiring in 2 weeks at 62. DW has been retired for 4 years and is 66, with...

I'm planning on retiring from private practice at the end of the year at age 62. I have a small firm of 6 attorneys with 3 partners. 2 of my partners and I have been at it for 25 years. One partner is 72 and will never retire. But dying at the desk isn't for me. Untangling the business...

While this may not go over well, I have always found that "elder care planning" is simply a variation on welfare fraud. It is essentially a method of deliberating transferring assets from parents to children outside of the "look back" (and often not outside of the lookback) so that the parent...

I'll be 62 in Oct and I'm shooting to retire at the end of the year. Like many guys on this thread, I've been active my whole life, primarily biking,bikepacking and hiking over the past several years. My decision to retire is being driven primarily by the question posed in this thread. Three...