Recent content by pn3069

I will look into this. Thanks.

M1 plus membership $125 annually but waived for first year. If we deposit $250K... it yields $2,500 per year so covering the cost of the membership should be ok. Again, as the Fed raises rates M1 should bump the rate higher (I hope)

Any experience/feedback with M1 checking account? I just recently noticed M1 Finance has a checking account (provided by Lincoln Savings Bank Chicago) obviously FDIC insured. They only allow individual checking account but pay 1% apy on the account balance (once signed up for their m1plus...

I use iShares core+ bond index funds (IUSB/ISTB) - the first one is intermediate term, the second one is short term. I also hold a sizeable chunk in Wellesley fund which has 70%+ high grade corporate bonds.

I am holding intermediate and short term bond funds in equal proportion. I bet the next move by the Fed is negative interest rates in 2021.

All the best! Speedy Recovery !!!

The month of December tends to have long waits no matter which brokerage. I also had to wait long time at Fido and VG and Merrill as well.

MRG - Can you tell me more about what no-hack guarantee means please?

Thank you!!

Can you please elaborate a bit about add-on CDs? Where does one find new add-on CDs? Thanks in advance

I vote for paying down the mortgage.

I am cash heavy too. With very little (less than 20% of investable cash) in the market. I am absolutely fine waiting for an opportunity in the market :dance: although I am not sure I would know it when it arrives :coolsmiley:

Do you get to see the list of corporate bonds the program invests in? What is a small, sample list with maturity date and coupon rate?

I continue to buy (micro-rebalancing directionally; also called microdosing).. today could be a bear-market rally. But everything I own is below the water line - selling IS NOT AN OPTION.

No one exactly knows, but my theory is that traders were selling the assets that appreciated recently and gold appreciated quite a bit in the last year. I suspect we will go down another 25% in the global stocks before the selling crescendo subsides.. the thing is aggregate bonds will drop...