Recent content by porcelain

ah ha! Thanks for the reference REWahoo. The full text of page 30 is as follows: This seems pretty definitive. I would be allowed to "wait five years, then contribute $700 to my HSA, and then immediately take an $800 distribution?" in my prior scenario. Does anybody interpret this differently?

@TromboneAl & @REWahoo What is special about 10 years? My intuition is telling me that the ideal strategy is to reimburse yourself right away and re-invest those funds somewhere, or leave the HSA alone until age 65. What is the rationale for wanting to reimburse yourself somewhere in between...

Thanks for your reply Chris. I think I'm the one having a hard time putting my question in plain English. Let me try asking my question again with the this made-up scenario: I have $100 in my HSA account today I go to the doctor later today and spend $800 on medical expenses out-of-pocket...

Here are some assumptions to help evaluating the choices above: Individual has a HDHP (High Deductible Heath Plan) that is HSA-eligable ($2,500 deductible). Individual has a 401(k) account, a Roth IRA account, and an HSA account, but not enough income to maximize contributions to all three...

I have a question about HSA accounts: Imagine a scenario where I contribute $500 to a new HSA in February 2009 and then pay $1,500 in medical bills in July 2009 with money from a regular checking account. At the end of the year (December 2009) I contribute $2,000 to my HSA. I now have $2,500...