Recent content by qbkatran

I came to this forum to learn about FIRE and amazingly at threads like this I learn about life from incrediblly smart people. I read and re-read the reply in my situation and look at thing in different perpective... Thanks very much... Please keep up the good work. You're helping a widow to...

MONEY MARKET CERTIFICATE RATES Term Dividend Rate APY 6-Month 3.96% 4.00 % 1-Year 4.21 % 4.30 % 2-Year 4.64 % 4.75 % 3-Year 5.36 % 5.50 % 4-Year 5.36 % 5.50 % :o 5-Year 5.59 % 5.75 % 7-Year 5.83 % 6.00 % $1,000 minimum deposit Effective December 29, 2005 - February 01...

Thanks Martha, Does this mean that I need to work until my company lay me off. Because if I quit to retire early I will not qualify for the medical insurance? The reason I asked because I am also burned out with my job, I have some volunteer work that I rather do and I save some money to live...

??? It's so scary... My husband pass away because of cancer. I am currently working but i could get lay off any time... I am in the mainframe business and chance of getting another job is pretty slim. I do have my 401K and his 401K, do I have to spend all of my money to pay for the hospital...

Re: How is your MF portfolio doing? 6 months into 2005. Peter76, Can you share some ETF symbols? Thanks. :laugh:

I am amazed... Assume as the husband from the article start making 100,000/yr right out of college. Out of 24 years they can save 1.1M ( excluding the house, may be they get it as a gift), that 45K per year after tax. So I am not good in math but I don't think they have a lot of expense and...

I looked at Fidelity ETFs but I am not very bright so I am not sure what I am looking at? What is bid? I think I'll have to call Fidelity tomorrow to see if they can explain to me. It looks like they'll charge me broker fee like stocks to trade. I am not sure what is the PRO/CON of ETF. Very...

:)I am a new poster here... I have porfolio that have stocks and mutual funds and I want to try ETF with a few thousand dollars to learn more about it. I already have an account with Fidelity and I don't want to buy Vanguard because Fedelity charge me an arm and a leg for the transaction fee...

:)Spanky, I agreed with you completely... I am in IS and there are time being a mom, wife and good worker is too much for me. When my kids were younger I thought they were the reason I did not get promoted. Now that I am older and wiser, I only want them to be happy, no matter what type of job...

Hi anonimitycity, I am sorry about your loss and thanks for the CNN article. It's very interesting. I guess I consider myself a little bit more prepared than the person in the article. During our mariage, I actually the one who pay the bills and plan the vacation, I just never have to worry...

;)You just said exactly what they said to me. They're also want to be pre-med, and they think the med admission committee take into consideration of what school they go to as undergraduate. They have tons of AP classes so they can easily finish in 3 years for a degree.... but with the pre-med...

It's funny, I think we all think the same because we're from the same generation.  I have talked to both of my daughters for many years (since they're in junior high and high school) about JC but not sucessful.  I myself went to JC and finished at Texas A&M prior to come to CA.  But, like their...

???Thanks Ed, Actually I don't want to make any financial decision but I think I have to because of the life insurance comes in, the transition of the 401K, college tuition, the house, bills...etc.. I want to be able to handle financial so that my daughters can finish school without worry. I...

Do we have the same interest if we buy at BOA? I already have account at BOA.

" agree with Art that I-bonds are a good investment at 4.8% currently, totally safe, and liquid after 1 year, only 3 mo penalty if cashed before five years. They also are tax free if used for college expenses ..... but you need to hold them in your name. " How do I buy I-bonds? is there a link...