This is the part that I've been struggling with while reading the posts. He is a federal employee with a pension. I can't imagine that the present value of that pension was in the same ballpark as the $100,000 of proceeds from the house. Something seems odd there...or that lawyer who represented...
I agree with your thinking but I wonder if you can at least try to get some financial benefit from the cash buffer. Why not open a checking and savings account at Ally Bank (just one example of an online bank paying reasonable interest)? Put your cash buffer in the savings account (earns 1% at...
I did a three month trial of DirecTV Now. It was fine really and I didn't have problems with streaming and quality was good. It had all of the ESPN channels and BTN in my area so my sports were covered for the most part. It did not have a DVR capability which was a bit of an issue but not...
I had a similar situation working through a large national bank that held my original mortgage. Many hoop-jumping issues. I decided they were either 1) not very motivated to reduce my payments (since they were already receiving more money) or 2) too large to just get the job done without having...
I only have one thing to add...GOOD FOR YOU!! Having this attitude and drive to put the necessary steps in place is the majority of the battle. Then, as you bring down your debt you can put that money to work on your next set of plans.
Congrats on your progress and direction.
I agree with this. If the idea of the envelope method resonates with you, try YNAB. It is a great tool (my DW and I use it) and follows the principles of the envelope method. Visit Personal Budget Software - Finance Software for Windows & Mac where they have a description of their methodology...
You could try the FitnessBlender workouts. They have their own YouTube channel for free here:
https://www.youtube.com/user/FitnessBlender
They have HIIT (High Intensity Interval Training) workouts. Those, for the most part, meet your short timeframe requirement. Doesn't look like they really...
Within the app, you should be able to swipe sideways on the message while within the list of messages and have a delete button appear. At least that's how it is working on my iPhone.