Recent content by Samtex

I don't have T-Mobile internet but I was considering it when my local provider Jack the monthly price up. I did a pretty deep dive into it and here are a few things I found. When it works it's great. But it does use the same data as their cell phones. What that means in busy times it can be...

Perplexed Well, I must admit I'm perplex after reading several TV threads and this video: (also the comments are interesting as well) I've been trying to update myself about new technology and it seems every type of TV has it's own limitations. Limitations that you may not be aware of...

Formulary / lack of... I have an appointment in 2 days to see him anyway. I will bring this up with him at that time. I ran out of Celebrex today, so I am going to try some Aleve and try them. The main problem however, is that our formulary doesn't show any drugs in that class. (nsaids /...

This seems to be a new twist on an old problem. We all know that insurance companies won't cover certain "expensive" drugs, when their are good alternatives. I can understand their perspective. We have Blue Cross / Blue Shield which uses Caremark for their drug coverage. In the past they have...

I did run across this at the SSA website: Spouse’s benefits A spouse who has not worked or who has low earnings can be entitled to as much as one-half of the retired worker’s full benefit. If you are eligible for both your own retirement benefits and for benefits as a spouse, we always pay your...

A friend of my wife's said she ran across this: A spouse can start drawing SS at 62 under the other spouses account (they are older). Then when they turn 66, they can start drawing under their own account at the higher rate instead of the lower rate that they would have received if they had...

I had a few odd feelings yesterday. My rep from my parent company came by yesterday to have me sign the dealer transfer agreement. Although I had already signed an intent to sell agreement with the buyer, this felt a bit different... more final. As he took care of the routine sales reports...

Somewhat the same situation I'm 58, a bit younger but having been in business for 30+ years, I faced something similar. The past year, we have only been breaking even, some months haven't managed to do that. I figured in my business, things aren't going to turn around for a year or so. Even...

Austin, huh? From the pictures of Lake Travis, it doesn't look real hospitable for sailing.

Just signed the sell agreement yesterday for my business of 32 years. Ended up with a bit more than if I had just liquidated. The Firecalc seems to like my odds a bit better now. Of course, all those variables that no one really knows. I guess that's called life. After the dust settles, I...

Not sure how long this procedure has been around. Has anyone had experience with it? My wifes neurologist says it's time to start thinking about back surgery. Her MRI's seem to show she might be a candidate for laser surgery. It's been a long time coming and she knows a lot about back surgery...

My wife's insurance company (Blue Cross) won't cover Nexium. Other products don't seem to work as well or have other issues. We have heard from other people that even additional letters from doctors don't seem to help. Anyone else been through this?

Meaning? The 401K isn't figured into RMD but the IRA is?

My wife will turn 70 1/2 in March 2010. She is planning to keep working into 2010 but will probably retire before 2011. She has a regular IRA and is still funding a 401K at her work. How does the fact that she will still be working affect RMD or does it?

Part timers If things progress (keeping my fingers crossed) as planned, I should be out of my 9-5 job (after 32 years) in a month or so. I have been too busy getting things in order (selling my business) to think much about "retirement" and all the things that go with it. I have had some...