Recent content by sengsational

  1. sengsational

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    If you want to drive yourself absolutely bonkers with statistics, you can look at city-data.com. It probably would only be helpful once you narrow your search and have a few neighborhoods you're serious about. Here's a few thousand neighborhoods in CA, for instance...
  2. sengsational

    2024 Investment Performance Thread

    Yes, I have not set up multi factor, or it wouldn't work. But I do use Selenium. I've said it before...all financial custodians should be required by law to provide machine readable statements (not simply machine printable) without having to trust a third party. Away from the desktop on 4/30...
  3. sengsational

    Medigap Shopping: Closing the Book & Rate Increases

    Not THAT big! What made it easier for me was knowing beyond any doubt, after my experience with ACA limited network policies, was I wasn't going to go limited network, period. Then the other big consideration was to not get stuck in a sick duck pool. That eliminated many possibilities. One...
  4. sengsational

    Restaurant adding fee for use of credit card

    Me too, but only when travelling/new to me places.
  5. sengsational

    I see a lot written about FIRE can you explain what each letter means?

    I remember when I joined this board, a long long time ago, a wise member with a sense of humor said the first pair of letters stood for something someone might say in anger if they were fed up with a situation. And what to do next: Retire Early.
  6. sengsational

    Asset Allocation and Fund Location for Early Retirement

    My approach is to look at asset allocation across all account types. You pick an AA (or maybe one that gets conservative for SORR at a certain span of time, then relaxes). So less worry about having this or that account type in a specific asset class. Obviously you want to avoid "selling low"...
  7. sengsational

    NY Times New Puzzle - Connections

    This is what my wife and I consider a perfect score; we solve the whole puzzle on a screen shot with the highlighter mark-up, then try to guess which sets go with which colors, going for P, B, G, Y.
  8. sengsational

    Fidelity/Vanguard fees and minimum invstment

    I thought the $100 was to transfer the account. I can't imagine they'd get away with charging that much to just move funds.
  9. sengsational

    Fidelity/Vanguard fees and minimum invstment

    Why wouldn't you just leave $1 in your account?
  10. sengsational

    Forum Update - We're back! Ask your questions here.

    Notice it changes to "-Quote". Then when you press "Reply" it shows up in the edit box.
  11. sengsational

    Restaurant adding fee for use of credit card

    If they start hitting me up for more than 2% at the register, I'll open a second account with orders to reject overdraft transactions. Then get a debit card for that account. I'll transfer money over on my phone, real time as needed to eliminate risk of fraud. I could keep the balance zero, and...
  12. sengsational

    What new series are you watching? *No Spoilers, Please*

    It's weird when out to a restaurant with him and people are whispering and pointing. Not that he's THAT famous, but people do recognize him. He's currently on set with a reaaaaly big name star. Again, another shoot outside LA (but at least in the US).
  13. sengsational

    Walmart limit one Sodastream cartridge per day

    My experience breathing CO2 would suggest it's not something anyone would do on purpose. CO2 is heavier than air, and so settles into an open top box, such as a keggerator. There was a CO2 leak one time and I leaned over to pull a hose from the bottom of the box, and it made me gasp very...
  14. sengsational

    IRS error CP14 letter in mail today

    I would send a letter with proof of delivery with my findings of zero balance. It would only take a few minutes, and it could become a powerful backstop.
  15. sengsational

    Restaurant adding fee for use of credit card

    If they state it on the menu, I'm fine with it. There's the bottom line aspect to my decisions on where to eat. It's a gut feel look-back over time. I go out, enjoy myself, sign and the bottom line goes into the personal finance software. If I see a trend I don't like with one option, I'll go...
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