Recent content by shtg42012

DW mentioned the rice rationing at COSTCO and similar situation at Sams. Regarding the local bank from my OP, their stock was down again today and FIL said several elderly folks at the sen facility where he lives (who still remember the really bad times) moved their funds. He said the...

The following happened in a relatively short period and it was a little surprising to me, although not unexpected. I live in soCal and am in a RE related field. A residential developer that I knew was in "distress" filed for BK last week. A local, mid-sized "community" bank held some of the...

We have a 20 yr old septic/leach field system. Almost every one in our subdivision had to construct "seepage" pits when their leach fields plugged which is the typical failure. A seepage pit is kind of a vertical leach field & this requires boring a 3-4 ft dia hole about 30 feet deep. In our...

A family member rec'd an offering to purchase shares in the Verizon spinoff to make up a full lot, 100 shasres. There is a deadline to this offer and they lost the paperwork. I went on the Verizon & Idearc websites to try and find this paperwork and could not. Also tried to find the deadline...

What about property taxes? If new place is "downsized" relative to exisiting place, this might be a push but property taxes are not a one time cost. In our part of the world (SoCal), this is a big consideration if you are moving within the same general area because taxes are based upon the...

VERY nice. We use plastic tubs also, some have to be 10- 12 c.f. in size. By volume, probably have close to the 27 boxes that Payin has. Every year we seem to add one more box. This stuff is hard to store the rest of the yaer. Used to put it in attic but getting it all up a ladder became real...

Still remember the first time I went into a Fidelity Invest Ctr. It was a free-standing bldg in SoCal with some very nice wood trim interior, high quality carpet/flooring, real nice TI type imps., etc. Have to admit I thought about maybe it was almost TOO nice.....

I have suggested a nice vacation during the holidays thinking this might minimize the need for decorations. Hasnt worked yet.....

We dont get involved with this either. In fact, our outdoor lights are from DW parents, the old style with the C9(?) bulbs and are probably 40 yrs old. They are only up 2-3 weeks per yr so they are in good shape!!

We are a few years aways from this dilema, but am wondering what others do/have done with Christmas & holiday decorations once they downsize. Since many of these items are displayed in (or on) a home, when you downsize the home, I would think you need to downsize the decorations. DW has an...

Very comprehensive post MooreBonds re: DB or solo DB as they are sometimes referred to. I initially explored the solo DB several years ago and even got a quote or two. Initial quotes were very high I thought, $15k-$20k. I also investigated the annual plan cost as this is of course, "part of the...

Nords, we have a three year old, 6 kW grid-tied system (36 Sharpe 165 & two SB 2500) here in SoCal and we went with net metering. Our NEM rate schedule is based on a 9am-6 pm M-F time frame so we put back a fair amount of kWH back into grid on weekends (and holidays) that we do not get any...

I have a 30 yr old BMW that I am hanging on to for several reasons, primarily though to ride during retirement. Hopefully, I will be riding in an area with less traffic and more scenic, closer-in riding areas. Would love to retire to an area and explore new places on a bike. I have several...

This discussion touched me on alot of levels. I have 2 elderly parents, 79 & 80. Last year they had the severe car crash, fortunately no major injuries thanks to some good technology and plain luck. Didnt tell me about it, happened a few days before my b-day and they "didnt want to bother me". I...

Thank u Nords, the last listed thread was very informative including your methodology projecting a future situation as to determining conversion benefit. The analysis re: potential SS impacts aspect was very helpful also. The conversion decision truly requires some study and review of your indiv...