Recent content by silvia

Jerry1- first time I heard of the calculator. I will try it out. Sorry I posted the question....I have never had a budget or kept record of my spending. Just wondering if I can afford more luxurious vacations since I just retired. I might as well enjoy life to the fullest as I just retired...

Just guessing 83k is enough. I pay using credit card and transfer money from my bank to pay bills. Never had to dip into my retirement money other than my regular pensions. It just seems like a lot of money.

Good, 82991 K is more than I spend per year. No more mortgage after 4 payments. Thanks all.

I don't know what my anticipated expenses are. I have never kept record of my expenses. I guess maybe I am wondering what the most I can spend would be. I like to travel a lot but if I don't have enough money, than I would have to do less traveling and spending. I will go and try different...

Exercise, walk my doggies and watched a movie called God of War- Korean drama . Unfortunately it has 51 episodes and I am only on episode 7.

One month East Africa vacation- Back a couple of weeks ago. Private trek to summit Mt. Kilimanjaro. ( I made it to the summit but I would't suggest anyone pay such a high price to trek), Safari including a gorilla trek and relaxing in Zanzibar. Mini treats such as sashimi and sushi.

Joeea, thanks for your reply. No social security benefits what so ever. it seems like the only reason to move back to Canada would be the high cost of health premium in the USA. As my employer is subsidizing me for 5 years, I should be okay. I am also looking into living overseas between...

Europe next month. Netherlands and Belgium. In late October, a month in NZ for a self drive. secretflying.com and fly4free.com has good prices for airfare

Traveling will be about 10 to 15k per year. I can cut on other things such as going out to eat.

Hi Everyone- I was here 4 years ago and asked about whether I would be financially stable if I retire. I am finally retired as of July 2017 and am enjoying life alot as I have time to do things. I have spent many countless days reading all I can b4 retirement. Now since I am retired, I am not...

It would be $4300 per month in today's dollar. I have other retirement accounts. Is the 85% considered a good COLA?

I plan to retire in 2017. Based on today's dollar, I will receive a monthly pension of $4300. I have two annual benefit adjustments upon retirement: 1. automatic benefit increase equal to 2 percent of your initial benefit ( this one I understand, will receive $86 increase every year...

additional information Upon retirement, my house will be paid off. Presently, the house is worth about 900k in CA. I won't need to worry about paying enormous fees for healthcare as I will be moving back to Canada. I have dual citizenship. Will this change the picture of 80% pre-retirement...

Hi everyone. I am 47 years old. When I retire at age 56, I will get 55% of my salary on a defined pension plan. I will continue contributing $18k to my 403b , $10k to my 457B and maximum amount to my Roth IRA until age 56. Presently I have $280k in my retirement plan. The money is in...