Recent content by skipro33

  1. skipro33

    Gift Idea For Relative With Cancer

    When I was going through chemo I bought my wife and I a couple of e-bikes. All the adventure of riding a bike with little to none of the work. It got me outside and in the fresh air. I also got into gardening. Grew my own veggies and such. Comfortable pajamas or other casual clothes are...
  2. skipro33

    Gardening 2024

    Garden is coming along. I took my tomato cages apart and used them for hothouse covers so my seeds will germinate and sprout. Later, I'll repurpose them back into cages. Also, my Fringe Flower bushes are going mad! :dance:
  3. skipro33

    Retirement account beneficiaries

    My estate planning attorney takes exception to that thought, that things are fine. Many a 'love child' has sprung up upon the death of a child who would have otherwise inherited their parents wealth. The language used in our will is "the progeny of a lawful marriage" in order to avoid money...
  4. skipro33

    Gardening 2024

    I have in the ground: 1. potatoes 2. onions 3. garlic 4. Asparagus 5. carrots (seed) 6. Lettuce (seed but already sprouted) 7. strawberries 8. beets (seed) 9. cabbage (seed) 10. Snow peas (seed) Started in the fiber pots and my portable hothouse: 1. green beans 2. cantaloupe 3. crook-neck...
  5. skipro33

    Examples of current inflation - add yours!

    Old?! You pay extra at the restaurant for AGED beef. My best steaks are those I buy and let age in the fridge for 2 or 3 weeks. I once forgot and left one in for a full 28 days. Best one yet!
  6. skipro33

    Examples of current inflation - add yours!

    Every year at Christmas time, all the major grocery chains sell prime rib for $5.99 a pound. I buy 3 or 4, total around 60 pounds. I then cut it up into boneless ribeye steaks and use my vacuum sealer and I have our year's supply of steak.
  7. skipro33

    Examples of current inflation - add yours!

    I think a big reason for some of the inflation is due to wages. Minimum wage here in California for fast food workers is $20 an hour. I went to breakfast with my wife after Church yesterday at Original Mel's Diner and our bill came to $48 for 2 cups of coffee, a glass of apple juice and two...
  8. skipro33

    How to Invest 401k Funds When Guaranteed Income Sources Pays for Most of Our Expenses

    By 2018, it was obvious to us that we too, had plenty of income from pension and SS to never need to touch our IRA's unless or until we needed long term care. So I put 80% in an S&P500 index fund, 10% into a CD ladder with maturity dates every 90 days, and 10% into a guaranteed savings. (both...
  9. skipro33

    Dental Insurance

    My wife just got back from a cleaning last week. Dentist office said they no longer are taking Delta Dental. I researched and it seems Delta is getting tight paying the dentists. Enough to the point most dentists are now boycotting Delta. At least, I could not find one within 25 miles of me...
  10. skipro33

    Alternative to nuclear electric power generation

    Here's the plant I worked on. I was a telecom tech, communications: any voice or data between any two places was my task. Microwave, fiber, 2-way, etc. I went there only a few days a month as it didn't warrant a full time position. We sold the place to Calpine under a deal that they sell it...
  11. skipro33

    A brief history of s&p500

    Well, short answer: no. None. Why? Because I'm already at the 22% rate maxed out and any conversion takes me to 24%. Maybe in the very early years of 2012 on to maybe 2020, it would have broken even, but not in the last years, especially now that I'm 6 years away, would it be worth the effort...
  12. skipro33

    Alternative to nuclear electric power generation

    We tried injecting the sulfur back into the well, but the power loss to do so was even more expensive than hauling it away, making the process not worth the cost. And remember: SMUD, the electric company out of Sacramento, is a public municipality, non-profit. I can't imagine a private utility...
  13. skipro33

    A brief history of s&p500

    In 2012 I realized I didn't need my IRA, having a COLA'd pension and later, social security, so I put 80% into an S&P500 fund and there it sits today. In 5 more years, I'll have to start RMD's and wonder what I'll do with another $80,000 year...
  14. skipro33

    Alternative to nuclear electric power generation

    I worked for the local electric company here in Sacramento. We had both a nuke plant and geothermal. Of the two, the dirtiest was the geo. We hauled a dozen full rail cars of sulfur every day, 365 days a year out of that place via scrubbers. The acidic fumes were so corrosive, we had to wear...
  15. skipro33

    Medicare advantage plan

    Same here. When I went for the exam, I asked the doc to write the prescription. He did and handed to me. No charge. The next year, same thing, only there was a charge that showed up. I called the number on the bill and they removed it for me. I guess what I'm saying is that it pays to ask...
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