Recent content by Smhx4

Thanks. I'll look into that. I forgot what the expense ratio was but they weren't charging it til last dec 31, haven't checked since then.

Ok thanks. We have about 70k in a Roth with USAA, target retirement 2040. Would it be a smart move that to the TSP Roth option?

Samclem, yeah were at scott. Nice area, like everything but the taxes. I dont think we need the tax advantage, not for a few years and by then I would have all of the 50k put in the TSP. Dont plan to withdraw any of the funds til we can penalty free. Not sure what our tax bracket would be...

No HawkeyeNFO. No deployments in the future. He does occasionally fly on missions to a combat zone, maybe an hour or a few days, those give us a tax free month, hazard pay. So if he knows ahead of time he is going to a combat zone that will give us a tax free month, we should max out the...

Thanks samclem. Lots of good info there. If we go this route, I plan to move the money as quick as I can, which will take about three years. I don't think we will have a tax advantage, we have two homes, two teens and one E-7 income. Eventually yes, but then he's on the verge of punching...

Were selling some toys and will have 50k in cash soon. We already max out the roths. Im thinking getting this money into the TSP would be the best move. DH's projected separation is December 2015. After that we dont plan to have income that we can contribute to a roth. Assuming we put the 50k...

No problem, I knew there was a reason and now I know.... That's an interesting perspective and something to think of. I recently heard someone say dont love something that can't love you back. I'm done chasing a home and just working on changing my attitude about it all. Have you ever been...

So my reply to Nords got sent to a moderator. I promise it was decent...lol. Thanks you all for the warm welcome. I was half expecting to be told to dump the mortgage debt, get out of single stocks, get a job and sell that truck and trailer yesterday...haha. Thanks for the kind words.

Super lucky for sure. I'm getting closer to being ready to go back into the mutual fund. I'm not going to do this again, it's too risky especially if we want to retire early.

We could do the 41k and travel just fine. But to have both the stick house and the house with axles, which is what I want, we'll need the income from the rental or we dump them both and have a paid for house. When its mortgage free it would generate 1100$ a month, after all fees and a little...

Thanks. Yes I have seen those stories, very inspired by the first one since its were near STL also. DH would be retired if I had not been a SAHM and was military also. He will make up for that by staying in longer and also rental income. I also "discovered" you on that money article. I'm...

Thanks Sue. I also think I will wait til my last out of HS before I work at all. I'm just too good at what I do now and don't want to rock the boat:) I'm sure we will be carrying the primary home mortgage into retirement but not the rental. The values are close so we could always sell one to...

Thanks for the welcome and by seniors I meant high school and I was a new freshman. After all this is an early retirement board, I won't dare call anyone old.....after all I'm no spring chicken at 40.

Thanks. I only tell our money where to go then I toss the budget. However on this board and the Dave boards I was a bit jealous when everyone was able to post what they spent during the year. Since we saved and didn't add any new debt I thought that was good enough. I have saved all budgets...

I have played with it some. I'm not sure if I'm doing it right. We don't plan to touch the roths until were in our sixties and also plan to stop contributing in 5 years but not sure for how long. Therefore I'm confused as to what number I enter, how much we have now or what I think it will be...