Recent content by SojoMojo

I have ORIGINAL Medicare. Last week, I spoke with my cardiac surgeon’s assistant for a heart procedure. The assistant said it would be 6 months before they can do the heart procedure. The next day, I get a call from the doctor’s scheduler who tells me that they have scheduled me for an MRI at...

This is a timely topic since I finally decided to prepare my estate and met with an estate attorney last week. I'm single; no kids; and the only thing of real value are my financial accounts (POD beneficiaries named so no Will needed) and my home. I was going to do a TOD on my home, but the...

I’m single, retired with normal assets (home, pension, IRA, etc.). Nevertheless, I’ve always carried a $1M PLUP. My friend who is also retired thinks a PLUP is a waste of money. The recent $300,000 personal injury civil case against Gwyneth Paltrow had us talking again about the necessity of...

I had first heard about the property tax relief for seniors and/or disabled about 5 years ago, but the county Assessor’s website on this program is NOT written in plain English so I found it hard to understand. I thought it only applied to disabled homeowners so I ignored it thinking that I...

Combat! starring Vic Morrow & Rick Jason I’m on a one-man protest against pay-TV like HBO, Showtime, Netflix, etc. Instead, I have Internet and a Roku-TV device so I’ve been binge watching lots of old TV series through Roku. On YouTube, I re-watched the epic TV mini-series “The Winds of War”...

I recently got a ROKU and I love it. There's lots of free content, but I have also discovered that there are a lot of bad movies. So far, I'm not paying for any premium TV channels (HBO, Showtime, Apple TV, etc.), but I've been thinking of getting Netflix since they have some interesting shows...

Single person with one vehicle, no significant insurance claim history, and all my insurance business with State Farm, my $1M PLUP at State Farm (Seattle metro area) is $266 per year.

The New York Times has an interesting article by Charlotte Cowles with a different perspective on FIRE: “For These Women, a FIRE That Burns Too Male and Too White”...

If you take vitamins, be sure to test them by dissolving them in a mixture of water and white vinegar. I tried this test with all my vitamins and my Puritan’s Pride multi-vitamin failed :frown: miserably.

No Sedation needed The last time I had a colonoscopy, I decided to do it without any sedation. I told the doctor that the last time I was given sedation, it screwed me up for a couple of days. When the word got out that I was going to have a colonoscopy without sedation, four nursing or...

I’ve always worn a watch. Although I’m retired, time management is still important to me so having a watch is an absolute necessity; and I don’t always carry my cellphone with me. I sometimes think I’m a dinosaur with my preference for analog watches. At my local public swimming pool...

I’ve had a $1M Personal Liability Umbrella Policy (PLUP) for 25+ years with State Farm. The yearly premium was around $100 when I first got it. It’s now $256. Since I’m single with no dependents, I’ve often considered dropping it, but one of the endorsements that keeps me hanging on to it is...