Recent content by Spontaneous Saver

+1

I really enjoy the My Two Cents short stories! Easy to understand and good advice for beginners. Topics that are relevant and timely for the most part.

I've had Philo for about a month now and I love it. My Vue subscription had gone up to $50/mo and that was just too much when I had buffering issues and didn't need all the channels in the package. I've been exploring various streaming options since 2014 and Philo isn't the best, but for...

Yep. Sure can, I'm living proof of that. Thankfully they weren't insurmountable loans but it is very possible for an 18-20 year old to tie themselves up in a lot of debt without any parental supervision.

I'm sorry, I don't think I was being clear. My husband gets his military pension this year (this fall). It will be $58k/yr before taxes and has COLA. He's also going back to work as a civilian in January-ish and will earn a paycheck on top of the pension. If I wanted to earn a pension for...

If I work until I'm 45 then I'll have the house paid off when I'm 40 and 5 years to put aside cash. I hope to have a substantial savings built up (about 350k) in non-retirement accounts and no mortgage. We will be covered by TRICARE health insurance so that should ease a lot of the burden of...

Thank you! Thanks all for your responses, it is encouraging to read your feedback! To answer a few questions: My TSP is 60% in C fund, 20% in S and 20% in I- not a conservative allocation but I'm comfortable with it. My Roth IRA is in a Vanguard L fund (2040 or 2045 I believe). It's on...

Hi all, looking for advice here: I'm 35 years old and I got semi-serious about retirement and long-term planning 10 years ago but I don't feel like I'm making a lot of progress on my goals of retiring before I'm 45. I'd appreciate some honest feedback from the community on how I'm doing and what...