Recent content by StevenJ

  1. StevenJ

    Blood Pressure -- Experiments and Stategies

    I have been borderline hypertensive for several years (about 128-132 / 85-92 when relaxed) and have managed to avoid BP meds. On top of that I have white coat hypertension and it’s not uncommon for it to run 150/100 or higher during doctor visits. Cool as a cucumber on the surface but evidently...
  2. StevenJ

    Any tips for removing tree sap from a car?

    You'll want to get it off pretty quick. Tree sap can be bad news for the car's paint job. It will eat into the clear coat resulting in what looks like water spots.
  3. StevenJ

    How has your portfolio done in 2011?

    Up 3.2% overall. (down from 13.9% last year.) Up 2% on S&P 500 funds Down 13.7% on International funds Down 3.9% on Small Caps Up 7.8% on GNMA funds Up 7.9% on other Bond funds Here's to a better 2012!
  4. StevenJ

    Your Top 3 Financial Changes from 2011

    1. Decided to retire Dec-2012 @56. My response to co-workers when when asked "why?" : "Because I can!" 2. Reworked the finance plan to include budget & cash flow for 5 timeframes: current, retired <59.5, retired 59.5 - 62, 62 - 65, and >65. This was very enlightening and helped me make the...
  5. StevenJ

    Stuck oil filter on a 2005 Prius

    I've changed many oil filers over the years and every now and then one of them is a bugger ... usually because it's in a hard-to-get-to place. In my younger years I actually did drive a screwdriver through a filter to get it off but haven't done that in decades. If your filter socket wrench...
  6. StevenJ

    2011 Expense Categories and Amounts

    Interesting thread! Here's my data: Discretionary 1200 Car 291 ins, tax, fuel. No payments Comm 299 phone, TV, Internet, sat radio Food 500 Health 52 insurance is company paid Home 144 tax + insurance. No Mortgage Security 20 identity & computer data Subscriptions 30 newspaper...
  7. StevenJ

    Understanding standard deviation and returns

    jIMOh, where did you see this stat for this portfolo? SD of 9.9 percentage points seems like a HUGE numerber for a portfolio containg 45% bonds. I have an idea of what the 9.9 actually applies to but would like to see the data before commenting.
  8. StevenJ

    Class of 2013

    Congrats Marty, I'll leave the workplace for the last time a few weeks before you. Dec-31, 2012 will be my last day unless I catch the "one more year" bug. That will mark 26 years with the company and is just short of my 57th birthday. My boss is also a friend (how many of us can say that?) and...
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