Recent content by Stormy Kromer

Great story. I know what you mean when you say that its hard to remember what day it is. I can tell the first thing in the morning when I go to my pill box....

Yes. Call a few Independent Agencies and simply ask them if they know about your particular business. I also have to be frank with you. This is not an account that they will earn much from. Don't expect them to fight for your business.

My dad grew up on a farm in the 1930s. He told stories of gypsies coming by the farm and asking for a chicken. He said his mom would go out to the hen house and give them an old hen. He said if you didn't give them a chicken when they aske for one, they'd come back at night and take two...

You sound like me. I wouldn't live different if I had 10x more. Except give more away.

My friend owns a body shop. I help him out in his office with the book work, including dealing with insurance companies. You're better off with Auto Owners if you ever have a loss. For sure. My observation is that the dumber the insurance company's ads are on TV, the worse they pay claims...

Thank you. You are an Angel. My parents needed nurses in their last days. We all might. Thank you.

My home state taxes LTCG as ordinary income. More than a few retirees pay more in State income tax than Federal. SS and retirement income are also taxed.

My good friend is a corporate pilot. He has flown for several extremely wealthy people. One was a CEO of a large company in St Paul, MN. He was a resident of South Dakota. He commuted in a Hawker jet. He said it paid for itself in less than a year. He documented where he slept every...

My brother calls me everyday asking for $1,000 plus....or else he'll kill me or my kids. He used to threaten mom , but she died last year. I'd take a panhandler any day.

Lord all Friday I was afraid this post was about starting over after your house burned down...... I was a firefighter and in the insurance business, both for over 30 years. That made me realize I don't have a problem in the world if my house is standing and my family is safe. My dog too...

For some politicians (Governors and legislators) the attitude seems to be "Tax them, what are they going to do....move? In today's mobile society they will move.

The owner of an ice cream company in SW MN bought a jet and flew back and forth daily to his new home in Sioux Falls when he got fed up with MN income tax. 75 miles commute by lear jet. He said the plane paid for itself in income tax liability. Another family I know in my same small home...

I believe it. I live in a state with a high personal income tax, MN. I'm near the South Dakota border and have seen many higher income people move across the border. Some move their business HQ to SD. I'm not a tax expert but they told me that they did it because South Dakota doesn't...

To me the callable portion destroys the whole concept of fixed income.

Strangers. Never. My brother. Almost daily. They both get the same answer.