Recent content by svalder85

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    Modelling when to take Social Security and other pensions

    Something to consider I'm a couple years behind you. One thing I consider a lot as I watch my mother age is that she doesn't make decisions or grasp complex issues as well as she used to. Also I believe we are all more susceptible to being swindled as we get older. (Whether stranger or...
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    When To Replace High Mileage Car?

    I haven't learned In my experience the best time to get rid of a car is six months before I actually got rid of it. And usually two months after I put new tires on a high mileage car.
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    Can one live cheaper then two

    Living cost 1 vs 2 I dont recall the source, but years ago I read a study that compared not just cost of living but also quality. What they found is when many items that can be shared like internet, appliances, cable, cars, utilities.... That the cost of a house hold was basically the square...
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    How much $$ to leave kids?

    For us 1) all three finished state school with no debt 2) a decent, but old car to get them started 3) we've always contributed to IRAs whatever they earned in high school and college, and have matched their IRA contribution after. 4) one wedding with 250 people, our half was $15000. Second...
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    Do you believe in taking Vitamin?

    I am a retired pediatrician, so take away what you will. I take vit d and fish oils, though the data is inconclusive. A d since I have had gout I take turmeric, vit c, and black cherry extract, though the data isnt great. However ever since I started the cherry extract my tooth sensitivity to...
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