I had a plate stolen once. We live in a central Florida county and the county name appears on the plate. Two counties over is where the plate was stolen. That county had mandatory emissions checks as a requirement for plate renewal: ours did not. My guess is that someone driving an obvious...
Maybe, but if you have G-HD, your part B costs are limited to $2800. Maybe your course of treatment spans 2 years, so double that. Compare that to paying higher premiums for a regular G plan for your whole life. I think most years one will not get close to the G-HD $2800 max OOP and one can...
I recognize the quote. It is in my file of quotes that resonate with me. Not Twain. Samuel Johnson:
No man will be a sailor who has contrivance enough to get himself into
jail; for being in a ship is being in a jail, with the chance of being
drowned... A man in jail has more room, better...
I put $33k into my HSA and it peaked at $63k. That’s $30k of capital gains and dividends that would have been taxed at at least 15% if I used the HSA funds and let the after-tax brokerage account grow. That’s $4500+ (I paid 3.8% NIIT some years) I saved in taxes. The tax savings number is...
For those born in 1960 (or later), the 2.83% rise inflates your whole earnings history up to the wage level prevailing in 2020. 2.83% looks pretty fair compared to the last 35 years of inflation. (Only your highest 35 years count for SS and for most that would be their last 35 years.)...
I wonder how the lockdowns will affect the kids who normally get summer jobs. If that is substantially diminished, it could keep a lot of very low W2’s out of the average. Maybe it won’t turn out that bad.
I’m watching because DW is a 1960 model. I’m a ‘59. We can’t be hurt too badly...
I cured fungus under the nail of one big toe with a low dollar, quick cure. I squirted a bit of ethylene glycol (otherwise known as automotive antifreeze/coolant) under the nail. I think I applied it only a couple times. I used a syringe with the needle removed to squirt the stuff up under...
I find it hard to believe, but we are probably in the 5%. There are so many people living larger.
We got there being super-savers. I think I was regarded as a virtuoso at megacorp, but I did not put in the effort to become so. It just sort of happened over the years. I certainly did not...
I suggest you see Tahquamenon Falls, second largest east of the Mississippi. We liked the campground just downstream. The lower falls were better than the upper, and I think easier to get to.
The thing that really extended top down season for me was a hooded sweatshirt. It keeps the vortex of cold air rolling off the top of the windshield from running down the back of my neck. Easily good for 5-10 degrees cooler weather.
I vote for the Miata as well. I have enjoyed mine for 18...
I am not much tempted to load up on FI when real yields at 0.5-1.0%. Now if we could get 3.5%+ real like when TIPS and I Bonds were introduced, it would be worth thinking about. I think there is still a reasonably good chance of earning an equity risk premium over our lifetime. In...