Recent content by Tandemlovers

  1. Tandemlovers

    Can a HELOC be called just because we retired?

    We applied for a Heloc last summer and were upfront about our retirement status. Since we were applying with our local credit union, they had access to a snapshot of our automatic pension deposits, as well as records of deposits from retirement accounts, so we were approved without much further...
  2. Tandemlovers

    Amazon "Preparing for Shipment" Status

    I am a prime member and like the expediency of the service. I have found, however, that if I order an item and arrange for it to arrive at my sister's house, which is 1 mile from my house in Jacksonville, FL, I will receive the item one or two days earlier, than if I have it delivered to my...
  3. Tandemlovers

    Question for early-retired physicians

    My husband retired from medicine in early 2014. He has continued to accumulate CME's to remain current on his state license and to qualify for the boards in 2018, though he has not yet decided whether he wants to sit for the exam. After 55 years of schooling and hard work, he is happy to be free...
  4. Tandemlovers

    ? About deducting healthcare expenses

    Under ACA last year, we paid an astonishingly low monthly premium of $78 for ourselves (54 and 63) and 24 year old daughter. It was for a Bronze HSA with a $13k family deductible/$6.5k individual deductible. This year, that same plan has a monthly premium of $378 for just ourselves. We did meet...
  5. Tandemlovers

    Internet radio (hardware)?

    We bought a Logitech Sqeezebox a few years back and use it in the kitchen. I think it has since been discontinued, but I see a similar model by Grace on Amazon. There are only 6 presets on the face of the radio, and the sound is decent for our purposes. Our model did not come with a remote...
  6. Tandemlovers

    Washing Machine purgatory - Do they still make non-High Efficiency washers?

    We bought one of these last summer, and I am happy with it. Mechanical controls, I can lift the top and stop the machine easily, it doesn't smell. And....it was manufactured in Ripon, Wisconsin!
  7. Tandemlovers

    Bed sheets

    Your 300 count sheets are probably percale sheets. It's difficult to find percale sheets anymore. I've seen them on Overstock occasionally, and Kohls used to sell Canon percale sheets. A high thread count doesn't necessarily translate into better wearability or quality in sheets. I avoid...
  8. Tandemlovers

    Mortality salience: why retirees tend to choose lump sums

    We opted for the annuity over a lump sum for a number of reasons: The lump sum was a modest amount, and by using the Immediate Annuities website, we could see that the monthly payout amount that the company offered was better than what could be purchased on the open market. The pension payment...
  9. Tandemlovers

    nextdoor.com

    I joined Nextdoor in our down south neighborhood this year, as well as in our Midwest neighborhood. I think the utility of the app depends upon the size of the city in which one lives. Up north, we live in a town of ~65k people. There are not any other Nextdoorers within a mile of where we live...
  10. Tandemlovers

    The Atlantic Article on Lack of Savings

    I listened to an Onpoint WBUR podcast during my walk this morning during which Neal Gabler discussed his plight: http://onpoint.wbur.org/2016/04/27/middle-class-and-cash-poor He did not really discuss how he ended up cash poor, and he seemed to appreciate the comments of the few callers who...
  11. Tandemlovers

    Quiz "Do You Live in a Bubble?"

    I got a 33, hubby got a 37, even though he is more highly educated than I am.and his parents came out of the middle class and mine grew up poor. His score reflected his love of action movies?
  12. Tandemlovers

    Nest thermostat, anyone?

    We had the Honeywell wifi thermostat installed December 2014 in our up north house, and it has worked well, no problems with the wifi disconnecting.
  13. Tandemlovers

    Driving RV to Baja

    We are planning to do the same in a day or two, just now getting ready to fly out to San Diego with our bike to begin our ride over to Tecate (crossing at Tijuana looked too overwhelming, plus, we were concerned we might not be able to get the tandem through the turnstile). I think I remember...
  14. Tandemlovers

    USPS Delivery Problems

    I'd like to put in a little plug for the USPS. We don't seem to have delivery problems like some of the posters here. In fact, I can recall only one instance in my 35 years of adult life when a bill I mailed got lost in the mail. I think it's terrific that Amazon has partnered with the...
  15. Tandemlovers

    How do you or did you track expenses?

    Pretty sure I'm the odd one here. I use a budget book and write everything in by hand every week or so: http://www.amazon.com/Dome-7-5-Inch-Simplified-Budget-840/dp/B004E3KILK/ref=sr_1_1?ie=UTF8&qid=1454355983&sr=8-1&keywords=budget+book Only started doing it about ten years ago, so I don't...
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