Recent content by TANSTAAFL

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    Giving up on internet news

    Two mounds coalesce from the primordial ooze. One declares "I AM!" The other says "No you're not, slimeball." Opinion shows are still in the muck today. That said, I routinely go to local radio, American Thinker, Zerohedge, The Automatic Earth - in no particular order.
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    Activities Calendars

    As part of the prep for retirement, my wife and I bought each other an "Activities Calendar". Some typical entries may be: a) date night b) go to Costco c) fishing d) Sally's BD party e) Dr. Martin, 11:30 Tha catch is that we can only schedule on the Other's calendar - not our own. This leads...
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    Split personality

    Yes. Recertification/licensing issues and a strong desire to avoid those hoops.
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    Define Retirement Success

    A new career where consumption of assets leads to creation of lasting memories, imparting of stored wisdom and knowledge, and passing gas all on your own schedule.
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    Split personality

    OK, I'll try anew: We have been together for 37 years and have a communicating relationship, are friends, no problems. Our 20+ grandson just visited and considers our house "home" morso than his own. Going from 60 -> 0 and 0 -> 60 respectively will be a shock for awhile but doable. Some of...
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    Split personality

    Aw, it's not that bad! She's 66 and has been home alone for 20 years (her choice) with animals garden,quilting, etc. Heck, she doesn't even like to spend money (or jewelry for that matter). She will never vacation for >2 weeks. A real "home body". I'm 61 and gone 60hr/wk. Both parents and ¾ GP...
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    How to model a buyout in firecalc

    It's like trying to depreciate an appreciating asset. Of course the buyout value goes up yearly and the percentages range 22-30% depending on the term. I was hoping for a shortcut. Manual input it is.
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    Split personality

    I suppose we've all been there: "You're too young to retire." "What will you do?" Unfortunately, those are quotes from my DW. She then quickly adds, "What will I do with YOU?" (Emphasis hers) Sigh. I'll keep working on the numbers. Thank you all for being here and sharing.
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    How to model a buyout in firecalc

    First post - thank you for being here. I've searched but cannot find any information on my situation. In lieu of a pension I get a buyout under these terms: I get to choose a term of 10-15 years. I withdraw 25% of the balance in a lump sum every year. I get 8% return on the remainder for the...
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