Recent content by Targeting40

Cerec is the way to go The Cerec is definately the way to go if you have the option. Those types of crowns will last much longer than those created in a lab. An infrared camera is used as opposed to a mold which leads to a better fitting crown with less chance of nasty bacteria getting...

I will back up what novaman has stated. My sister is a dentist and runs a sleep disorder dentistry practice. She claims many snoring problems can easily be fixed with a simple oral appliance. For those who have had braces it is not much different then wearing a retainer. She finds her...

Just curious how much others feel they need to live their desired lifestyle.

SOH is currently being challenged in court and I predict it will be proved unconstitutional this year. When SOH was originally approved for the Florida ballot 3 of the 4 Supreme Court justices voted against the measure stating it would eventually become unconsitutional as property values...

All of North Florida from Jacksonville west to Tallahassee and further west to Pensacola is very affordable relative to the rest of the state. House prices in those parts are 1/2 of their south Florida equivalents. Here are some median prices (000s) in late 2006... Tallahassee - $170.2...

Go with the solo 401K. The paper work is honestly very simple and only kicks in after you have $100K or more in the account. Even then the form 5500 is no hassle at all. We use Fidelity and there are no costs involved other than the standard fees for any trades you make. I believe you can stash...

whats your home value - $750K, 4000 sq/ft custom home completed in 2006 where are you located - North Florida whats your taxes  -        $12,000 (projected) cost of home insurance - $1800 with 2 Million in Liability insurance

Check with the county building/code inspector to see what minimums are required to get a certificate of occupancy. It may not be possible to build a house with an entire second floor unfinished. Normally on a two story home the walls are insulated as well as the attic. I guess in this case you...

Here is a fairly thorough description of Malta from the US Dept. of State... http://www.state.gov/r/pa/ei/bgn/5382.htm I found it interesting that "Malta is one of the most densely populated countries in the world".

Re: Thinking of Getting a Ford Escape / Mazda Tribute We have been driving a Mazda Tribute for 4 years now and are very pleased with it. Had 1 recall during that time but have never had any major problems with the vehicle.

Solo 401K's rule in terms of maximum contributions.  The limit is over $40K per year.  We use Fidelity for our solo 401K's and have been very satisified.

I agree, their method of measuring savings is a joke.

Just be sure to get an accurate assesment of what the new property tax rate will be. Many people under estimate property taxes but since your not in a rapidly appreciating market this may not apply. Also, if you haven't figured in the mortgage interest deduction it will help greatly come tax...

All money put in is tax deductable. All money spent on qualified purchases is not taxed. You can use the money for unqualified purchases but you must then pay taxes on the money.  You also pay a penalty of 10% if you are under 65 and use the money for unqualified expenses.

Contributions are tax deductible.  Here is an excerpt from the FAQ's at: http://www.treasury.gov/offices/public-affairs/hsa/faq.shtml Do my contributions provide any tax benefits? Your personal contributions offer you an “above-the-line” deduction.  An "above-the-line" deduction allows you to...