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Thank you and I agree with the concern. There is likely some of that and if I do lose my job in the short term without a package, I will start looking for another one. I might do the same even with a package so that I can double dip and ER sooner or be more prepared when I do.

Thank you everyone for your thoughtful feedback, caution as well as the encouragement! Larry, I lumped some of the expenses under other categories when I consolidated them for this post. For example, medical expenses are included under health insurance especially considering the credits. In...

Thank you for your compliments Bamaman!

Regarding my commercial and rental investments, I’m only counting their property values in the total investments. I only mention the expected return for awareness. The returns are not double dipped. The return from the $2.21M investments will include those from the rental properties and need to...

That’s great to know Aerides! Don’t have much info on the package yet, only assuming a 1 year salary plus HI coverage during that time but frankly not sure. Will definitely negotiate though. Spending will likely be less than normal and thus savings likely more than the normal $150K, knowing...

Thanks for the insight OldShooter! As a Chief Officer, I’m as senior as you can get but there may not be as much negotiating in regards to the health coverage. Definitely good to know and find out!

Thank you Rodi! Just to clarify, the value of the rental homes of $400K is actually included in the $2.21M investments. So my withdrawal ratio for $100K would be 4.5% and it is 3.6% for $80K.

Thank you everyone for all your comments! This is a wonderful forum! I'll try to answer each question/comment as I learn how to do this! You're right. I will be able to save around $800/month on ACA credits. I just don't know how long we can count on the ACA credits. Agree, that's my...

Hi there! I have been lurking for years and learned a lot from this forum. Thank you for all the past contributions that helped me along the way. DW and I have been thinking about ER and saving for many years, living below our means. I am 49 and a C-suite exec with a high stress job that keeps...