Recent content by tiredofwork

add me to August age 60 add me to August age 60

This happened to me last year with Schwab. Schwab admitted the problem was on their end and it was soon fixed.

If the Dow:Gold ratio bottoms out in the 3-5:1 range and gold goes to $2-2.5K per ounce, then the Dow will be in the 6,000-12,500 range. The midpoint would be in the 9,000-10,000 range, so I wouldn't be surprised to see the Dow fall another 25%.

Bought a 2007 Hyundai Sonata 4-cyl, 5-speed manual last August. After driving about 19,000 miles, no problems and averaging about 30mpg. Cost was less than $16K, including sales tax. Hard to beat the warranty.

$24.6K including health/dental/life $6.1K excluding health/dental/life

4.7% annualized YTD per Quicken

About 9 years left for me before I can collect my senior bonus. SSA balance approaching $10K - how about you?

"The trend is your friend". We still have at least a double from here.

Annualized Quicken IRR of 17.35% for Jan08, but one month doesn't mean much.

There will still be an IRS or something like it to keep the black market under control, collect the taxes, send out prebates, etc. You can go to the Fair Tax website where there is a calculator to model your own situation. Early retirees who rely on drawing down their portfolio are heavily...

Been with USAA since 1977. Have had several auto and homeowners claims with them and they were handled fairly and quickly. On auto and homeowners insurance, I would rather "fight than switch". I also had life insurance with USAA for many years, but found Ameritas Direct more competitive and...

"I'll bite." It's unfair, but I voted for it and I'll certainly take advantage of this situation that benefits me. I live in FL and have been in the same house for 14 years, so I will have a large benefit when I downsize for ER. I had originally hoped that the amendment would be drafted to...

Never say never, I guess. Just took a j*b after just over 3 months of "ER". Wasn't looking for w*rk, but this one found me and I essentially named my own price. Believe me, it's quite a shock to the system going back to a j*b. At the moment, I'm just taking it a day at a time and trying to...

I have RYVNX, which is described as follows: "The investment seeks investment results that correlate to 200% inverse of the NASDAQ 100 index." It has an expense ratio of 1.69%. I'm probably in the minority, but I'm one of those people who think we're still in a bear market.

After reading this board and some other sources, I currently plan as follows: (1) spouse takes SS on her record at 62; (2) spouse switches to higher spousal benefit at her full retirement age when the spousal benefit is maxed out; (3) I'll wait until 70 to draw SS. Deciding factor for me is...