Recent content by topsider

NFCU Increases Long Term CD Rates NFCU bumped up their long term CD rates...3.15% for 7 Yr 100K.

Retired DW has about 5% in a 457b stable value fund paying 3.5% guaranteed minimum. She just left the money in the account because nothing else paid that much. We do not need the money right now, so letting it slow-grow is fine. If she doesn't touch it, she has a one time remaining option to...

Going into retirement we shifted gears from hard core fishing boats...Bertrams, Albemarles, and Carolina Classics to a small project boat, a 1991 Carver. After a 3 year hiatus under shrink wrap behind a marina building in upper state NY, we bought her on the cheap, shipped her to NC and got her...

Here is my question.... Is there any prevailing strategy or considerations for how a married couple should or could drawdown their accounts each year...ie, his first then hers, or both equally? How about drawdown of his/her accounts pre/post RMD age? Our accounts values are pretty evenly...

After reading about LTC on this forum and researching and reading feedback and claims articles on the net, we cancelled our LTC with Genworth. Had the insurance since 2008, monthly premiums were $207 for both. What did it for us is the fact that many people not only had large premium increases...

Bestwifeever...Thanks on the retirement congrats and yes house is paid off! First time in our lives we are totally debt free...had the chance and we just had to try out the feeling...very, very, nice!! If I had a do over with Vanguard probably would have ben wise to call first and have someone...

I would have selected "no tax withheld" since I have NC tax covered from other income.

This is a fantastic forum with a wealth of information and really shrewd people...thanks to all of you for making me smarter with my money. I retired early last year and had partial earnings so I had no reason to use any of my investment money last year. However, this year I wanted to pay off...