Recent content by Twolves

If it is not too late, find LTC, or Long Term Care, or an alternative to long-term care for assisted living expenses. It will help the people who are caring for her and she will also be able to get better care without financial burden.

Try NUSI, lot better protection in the down market. But the monthly dividends are less than QYLD.

Alternative LTC poiicy We got ours long time (20 plus years) ago. But the rate are creeping up. For us also. Inflation protection for LTC is very important not sure if you can get it now for a reasonable premium. Also, alternative products are being offered with life insurance policies and...

That is great. I found out it is good to have few hobbies. Enjoy your retirement.

I use CEF (Close End Fund) to get monthly income and invest in investment grade bonds. Also, my SS and monthly pension covers all my monthly expenses. So, my AA allocation is geared more towards equities. In the future, I will further decrease my bond allocations. Do have VAIPX, Vanguard...

I do manage our portfolio. But I was a RIA (Registered Investment Advisor) in my previous life.

Employer sometimes will provide healthcare, if you agree to pick up the employer share as well as pay your share. I know it gets expensive. Bridge the gap with ACA, if you can, and hopefully you can manage with subsidies by keeping the taxable income low for a few years.