Recent content by Voyager

Good info Thanks for the responses. This is useful information for anyone considering a CGA purchase. The idea that if I died soon after finalizing an annuity contract, the homeless and disaster victims would get my money, is very appealing. However, I'd be dead. If I lost a hundred grand...

Hi, I'm a 53-year-old trying to retire on a modest nest egg; tracking expenses, practicing diversification, belt-tightening, etc. One subject I haven't seen discussed on this immensely informative forum, is that of Charitable Gift Annuities (CGA's). Say I have $100,000 that I want to put to...

Kids Might Feel Guilty, Later If you delay your retirement dreams too much for your kids' college, they may feel guilty later. My dad was born around WWI. Did not have children until he was in his 40's. Then, had a bunch of them. He sent all of us to college on a modest salary. True...

Malicious Prosecution Responding to the poster who asked if one can counter-sue pesky frivolous tortfeasors. There is a legal action called "Malicious Prosecution" that covers this. From Wikpedia: "Malicious prosecution is a common law intentional tort . . . its elements include...

Public Sector Retirement Early retirement from the public sector can be challenging, as well. Some recent introductory posters, if they are "feds" in their mid-50's are probably the last of their breed: those covered by the CSRS retirement system. Under CSRS, the annuitant is pretty much...

Group Health Hi, I was in a similar situation five years ago and chose to enroll in Group Health Cooperative. I am a resident of Washington State, so my choice might be relevant to yours. Group Health, as you may know, is a Health Maintenance Organization (HMO). You must first see a family...

Rocky Point Hi, I live on Rocky Point outside of Bremerton. Rocky Point is an isthmus about 2 miles originating on the northwest boundary of Bremerton (city of about 35,000). One interesting point about property here is that cheap housing (less than 200K for a house and good-sized lot) is...