Recent content by vt74

My Story: My story: Born in a third world country. Escape because of the war, live in refugee camp, and got sponsored by a Canadian church. Grew up in big family, and lived poorly (but as happy child). Went to University. Met a girl, got married, and have two kids . Knew I wanted more in...

I am from Ontario, Canada and in recent news we are talking about the slow down in real estate market and a chance of the market bubble bursting. I purchased my property in Feb 2000 before the market started to sizzle. At this stage my property is work about 2.66 times more than what I...

Thank you for the responses. I am actually happy with my life. I have a wonder wife and two good kids. I was sad that my friends for a long time are changing and I now know we are not as compatible. We were the first to have kids and still did alot of things together. They even commented...

It is a combination of other things, but I feel like an outsider with my friends because I have the desire to retire early and live within my means. We had good circle of friends (which i did believe) but our relationship changed. Especially when we had kids. I dont see eyes to eyes anymore...

I don't have or can rely on pensions (military, work, government). I have a civil engineer degree but works for a general contractor and my salary is in the middle range. I am a very hard work but for some reason like most people on this forum I did not want to work for the rest of my life...so...

I dont save anymore. I use to with my other company when I put in a percentage of may salary and they would match it. I figured it would take too long to save enough money and then be comfortable to withdraw as needed. I don't have a high paying job and my wife has not work in 4 years. We...

I was very good at saving...thus i had my school loan and mortgage paid off before I was 30 yo. Now that I have some rental and almost paid off...it is easier for me to spend as i fool myself to think that it is not my money and it ok to buy with renters' money. .of course after paying the...

I am 34 also. Have two son ( 2 months and a 2 yo). Wife does not work. I will be FI within 3-5 years and have the option to RE. I grew up poor and the oldest out of 7 siblings. I am very conscious about money and frugal. I was very good about saving money. I was able to pay my house off...

Even my two year old throught it was bad Two weeks ago, I went to visit my sister in another city. I took my 2 yr old with me. My wife and the newborn stayed home. My family in general is pretty cheap and we were actually talking about it. We were walking to the grocery store and afterward...

Thanks for all the response. It very nice to have a group of people who is compassionate in our strife to FIRE. Anyways, yesterday there 4 out of 5 showed up. I was at the property from 3 to 7:30. I did a lot of thinking while waiting around. I am hoping to have an offer from yesterday...

My wife is due in two weeks with our second child. Our first is 27 months old. Needless to say, my wife has been out of commission for a while. A quick reminder of myself: I am 34 yo and would like to be able to retire in 3 yrs. I am a civil engineer working for a construction company. I own...

Congrats, I know how you feel. I was only 29 yo when we had our mortgage paid off. Our friends at that time did not have their own place and I did not want to tell my family. The first person I told was a co-worker. It was a great relief to tell someone.

I am in the construction field. I received a 5% increase after 18 months of employment. However, I started off at a lower salary than my previous employment. I was told at the start that they would reviewed by salary after 3 months which never happen. I was told that they would match my salary...

I am 33 now and will be turning 34 this year. At 30 I had may primary home paid off and by 31 purchased a triplex, semi-detached, and semi-duplex. My wife at 31 was laid off but she never returned to work. Got pregnant. Our son will be soon 2 yrs old and we are expecting another in May. We...

I am physically, mentally, and emotionaly burned out. I am 33 yrs olds and my goal was to retire at 35 or atleast be FI at that time. My wife is 32 years old and has not worked for 2 1/2 years. We are lucky enough that she has the option not to work and instead be a full time mommy to our 18...