Recent content by wanaberetiree

I am scheduled for May 7th but will have to stay overnight. Interesting

That’s a very important point to me. I feel that the meds won’t cure it and sooner or later the surgical solution will be needed. You feel obviously different. What gives you such a confidence?

In my experience finding a surgeon for HoLEP is more difficult than for anything else. I guess it's not true in all areas.

Just want to get some feedback on other people's experiences with this type of surgery. Interested in recovery times, pain involved, and any problems incurred. I know there are several similar procedures to help with BPH, this was recommended to me. 64 yo, mentally and emotionally retired...

My employer uses Fido as benefit administrator So HSA is at Fido

Thx! Let me ask you - my deductible for family $6K I can contribute in 2024 -- $8,300 + $1,000 If I hit $6K then the difference stays in my HSA account like 410K?

I am still working and need to enroll in 2024 medical plan. My PPO cost $375x2 / month HDHP $235x2 / month I have never used HDHP in conjunction with HSA and wonder if somebody can share personal experience and pluses and minuses from medical and financial standpoints? TIA

I think money market funds are not part of this consideration They are for very short term IMHO And don’t offer any tax preferable treatment

I looked at the 10 year issued 01/17/2023 and used Interest Rate But that’s irrelevant More interesting that you feel that this as good as it gets Need to digest :angel:

I was thinking 1-2% prime rate. But ok I see Then you say 4% the 10-year treasury, but they pay now %4.125

What do you call those? 1-2%?

It is just my assumption that the rates will go down. The real estate is cooling off, inflation is moderating etc. Do you expect that to be otherwise? And yes, any investments I do I am prepared to sell at loss (not happily) if need be :coolsmiley:

You must be all in cash then :dance:

Hello, As many of you here I am using my ca$h to buy T-bills, I use 8 weeks. I am thinking that sometime in the future when it will be more clear that the Feds will stop interest rate hikes, it will be a good time to start buying longer-term treasuries maybe 10-20 years, etc. My thinking...

As many of you here I am using my ca$h to buy T-bills, I use 8 weeks. I am thinking that sometime in the future when it will be more clear that the Feds will stop interest rate hikes, it will be a good time to start buying longer-term treasuries maybe 10-20 years, etc. My thinking process is...