Recent content by wilkens21

thanks for the responses.. yeah i'm leaning towards dumping it...heavily... problem is that there are short sales going on below the 399K threshold in my building which is killing property prices. I didn't mention that I am fortunate enough currently to have the liquidity to pay off the entire...

Hey Everyone...I could use some advice here as I'm a little confused as to what to do. I have a condo in which it's pretty expensive to maintain but am hesitant to sell right now due to the declining market around me. The apartment has about $380K left on the mortgage and I can probably sell...

The houses that were built during the bubble are probably the worst in terms of construction quality since it was just a profit machine where developers put out inferior products and people were falling all over themselves to buy it. Case in point is that plastic piping that is used for my sink...

didn't want to bother with paying for the foundation issue as it was stressful enough with some of the other things we wanted to do it. wasn't worth renegotiating i think....as i didn't love the house per se. hopeful to watch "Holmes Inspection" as i'm learning about a lot of things. am scared...

Just had a deal fall thru on a house because of foundation related issues (had a great inspector that caught it). The house is 40 years old and sadly was not maintained well by the current owner. Now I'm not sure what to do next.... I'm looking in a location in which sadly buying a 800K house...

i guess it's only a good thing if for some reason the rates drop significantly say the first week of the month... and at least you're locked in til the end of the month... a bad thing if rates go up of course...so yeah i guess it's a wash.. i thought i read that ING calculates it monthly, but...

Wondering about folks' experience with Capital One Interest Plus Savings (the one that is paying 1.25% + 10% bonus) as compared with ING Orange Savings. InterestPlus Online Savings Account Features One good thing (perhaps) with ING is that the interest is calculated monthly rather than daily...

Just curious. I know a lot of ppl use them for auto insurance, but what about umbrella (ie: including the home, etc) what your experiences are with them to cover that? Or should I go with someone else to get umbrella? I use GEICO right now for my car, but am a bit nervous to ask them to cover...

I'm currently in the 28% tax bracket and just checked my withholding and realized that I'm just doing 2 allowances for 2011 (for myself and my wife). For the 2009 tax year, I got about 5K back from the IRS and I want to stop getting the large return. I now a have a child as well, so I should...

folks...thanks for the responses. i'm asking this question because of a potentially large mortgage ( >375K) that I may need to take out to finance a new home and the plus/minus of doing a traditional 15yr mortgage vs the flexability of a 30 yr in terms of lower payments. as i'm not sure if i...

I've seen some posts about Charles Givens' book and I might order it. Can someone explain how the pay the 30 yr mortgage in 15 works? From what I understand it requires knowing (and paying in advance) the principal for the "next" month, but I'm a tad confused about that. Thanks everyone, I...

Hopefully this helps folks to avoid my mistakes. I did a tally last night of the contributions I've made since I've been working back in the mid to late 90's, and it's sad but I'm negative for that time period. I had invested in the Vanguard Aggressive Growth initially, then didn't like the...

thanks! i have t. rowe funds and yeah that x-ray analysis is fantastic

any recommendations for a website that will allow me to just plug in the # of shares I have in such and such portfolio and then graph it for me in terms of percentage of assets by class, etc (ie: bonds, international stock, etc)? want that site to obviously keep track of the current price and do...

definitely weighing the options thanks... PRMSX really needs to outperform VEIEX by about 4-5% to make up for the capital gains taxes, etc cause it's actively managed. still going back and forth...I just wish Vanguard would just do a blanket 5% redemption fee for anyone who holds VEIEX shares...