Recent content by Wille

We are selling a stand-alone garage in a condo community (~$20K) in Ohio. We have a buyer. What document is best to use for this? Or would you hire a RE attorney, a realtor, or engage a title company?

My wife and I have been on ACA for 7 years. I will turn 65 in 2024 and will go on Medicare. She is 58, so will stay on ACA for another 7 years. Should we expect her subsidy to be about the same as it is now?

Excellent suggestions from all. Thank you!

Yes, I was thinking of looking into this, also. I could then do my Roth conversion. Thanks

How would this compare to Roth conversions that I do?

My wife and I are retired and using ACA, so I am hyper-aware of keeping our AGI low. We have one car between us and are considering a second car. If we take the money out of our brokerage (taxable) account, does it trigger Capital Gains?

Do you have metrics as to when you do this? How far does the market go down when you switch from selling stocks to using cash?

We often see articles and discussions on asset allocation and withdrawal order from taxable, tax exempt and tax deferred accounts. What metric do you use for retirement withdrawals, as to pulling from stocks, bonds or cash?

This is my concern, yes. She could re-marry and the new spouse could convince her to cut my son out, put him or his kids in, or my wife and my son could argue about something and he stops talking to her and after decades of no communication, she could cut him out.

Correct. No adoption.

No. They have a great relationship with their biological father and I am definitely a step dad to them. The two younger children would stay in touch if my wife passed first. The oldest, I'd likely never hear from again. My son would be the same with my wife.

My wife and I are retired and in our late 50s. Second marriage for each of us. Now married almost 20 years. She has 3 adult children and I have 1 adult child. When we married, the kids were 6 to 12 years old. She was a stay at home mom/housewife. I brought money into the marriage and was the...

My DW and I are planning a trip to San Francisco in September. We will have 5 full days. What ratio of time should we spend in San Francisco vs Napa? We aren’t big into wine, as much as wanting to see the scenery. Would you suggest a tour from San Francisco to Napa or should we do Napa on our...

Thanks to the COVID relief law, many current enrollees can find additional savings I have been receiving texts and emails suggesting that since I have ACA that I look for a new plan at a discount. Is anyone changing their plans and if you change your plans, does your deductible that you have...

I read recently that dealerships are making most of their money from the service department. I have had the same issue as you have and it infuriates me. As others have mentioned, I need to take my care to a trusted local mechanic.