Recent content by z777777z

  1. Z

    CNBC predicts end of FIRE?

    Cnbc = nbc CNBC seems to have been losing its edge over the last number of years. So much of their talent left for Fox Business and yes, they kinda dwell on the negative and they run with a "disaster" story. FIRE isn't dead, not if one has prepared properly. Most everyone has been affected...
  2. Z

    What is your pet peeve of the day?

    That's more like it!
  3. Z

    What is your pet peeve of the day?

    Things People Say: Does it bug anyone else to no end when people say things such as this (& others)? - "having said that" or "with that being said" - "moving forward" I could go on but I'll stop here. Phrases such as these say nothing, they're beyond worn-out and are always (to me) a failed...
  4. Z

    FireCalc Acceptable % Results - What is good?

    I'm certain that the results received after entering your personal information has a pass/fail acceptance that is individualized but is there a minimum number(e.g. 85%) that one should expect to feel comfortable? I'm feeling that 90% success is my minimum but...I really don't know. Would...
  5. Z

    The 2019 cell/smart phone plan thread

    Mint Mobile is the best deal I've found and it has worked flawlessly for me traveling to various states. I'm the forever skeptic but no have perfect service at about $16/mo., prepaid for one year. Tried out their 3 month plan, now yearly. Used my own T-Mobile phone. You can always go back...
  6. Z

    Did you retire at the right time?

    Answers! So many possible friendly answers to both of your questions, a few follow: 1. Value. Before I retired 3 years back, I read similar articles to this one. It helped me decide that I was ready & reading it today reaffirms my decision. Surely it helps others realize, good or bad, where...
  7. Z

    New Social Security study on claiming it too early

    Don't Buy It... Yet another article from basically, a left-leaning news co. [Mod Edit] touting to delay. SS has serious concerns, no doubt. Postponing any claim means less $ being taken from the system and in the meantime, a person may die before filing. I recently read that govt. most often...
  8. Z

    Assistance needed, applying for HC ins. no income for 2017-18

    Here is a reply that I posted to someone else's response (next paragraph). Additionally, I'm well set with a traditional IRA, a smaller ROTH IRA and a brokerage acct. Other than a very small amt. of int. income, I'll have no other income for 2018. Thanks so much. I set aside cash a few years...
  9. Z

    Assistance needed, applying for HC ins. no income for 2017-18

    I set aside cash a few years back for living expenses so, I'll have a $200-$400 interest income. I have stock holdings, mutual funds etc. that I plan to draw on throughout retirement. I'm single, just turned 60 and have zero debt, only monthly living expenses, kids are grown & independent. Most...
  10. Z

    Assistance needed, applying for HC ins. no income for 2017-18

    I'm applying for healthcare ins. for the first time ever. I have no reported income for 2017 & I'll have none for 2018. Living off of investments but no W-2 or 1099 income of any kind. I do have assets. Any tips on the route I should take? Thanks to all!
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