Recent content by zack59

  1. Z

    Approaching 65 (Medicare) Having difficult time with Advantage vs Supplemental Plans

    What can be the worst case scenario in having a Florida Plan N instead of Plan G? A long term hospital stay where doctors that that don't accept assignment treat you? If so is there a maximum OOP? And am I understanding there may be an Oct 1 deadline to switch from N to G with AARP without...
  2. Z

    How good is this formula -> Age x Networth / Yearly Expenses. >1000 you can retire?

    What asset allocation is this formula based on?
  3. Z

    Physical Address/Banking/Nomadic

    If its just one bank requesting it why not give them the address of the Airbnb. You are living there right now.
  4. Z

    Protecting assets from lawsuits

    I saw another thread about this and it seemed to conclude that only 2 months of checks were exempt. This link seems to state its unlimited. I wonder how you can not comingle the SS funds with even one non SS dollar. Won't it require a non SS dollar to open a separate account to have the SS...
  5. Z

    Protecting assets from lawsuits

    That's scary, care to share any details?
  6. Z

    Vanguard tax deferred account

    Vanguard has from how I understand it has an annuity where you add funds and can invest it in a number of funds tax deferred. It appears to work like an IRA. Funds can be withdrawn, taxes at ordinary income would be due if a gain. Any opinions as to the downsides if looking for additional tax...
  7. Z

    2017 Spending Summary and Analysis

    I use 8 categories, one person, a renter total for 2017 $39897
  8. Z

    Turbotax 2017 Amazon available Nov 15

    Federal only $29.86 at Amazon with gift card promotion
  9. Z

    Merry Xmas & Happy New Year

    Merry Christmas to all
  10. Z

    Domicile when you travel a lot ?

    You can probably give out your mothers address as your physical address then add a PO Box or mail forwarding service as your mailing address. They usually don't ask to update the information.
  11. Z

    Domicile when you travel a lot ?

    It's very easy for them if they want to If your in NY and claim your in Florida on that day Going out for dinner, stop to buy gas with your Visa card How can you be in Florida when you bought gas on Long Island? How did you connect to NY cell towers if you were not there?
  12. Z

    Hey Tax guys

    Thanks Cathy And if my IRA withdrawal was $22,000 would it be $22,000 + .50 x $24,000 - $12,000 standard deduction (assuming you are 65 or under and not blind) ------------ $22,000 taxable income Tax calc: .1 x $9525 + .12 x ($22,000-9525) -------------- 2449.50 tax
  13. Z

    Hey Tax guys

    Is it not 1/2 SS benefits taxable at 85% or is it the 24k taxed at 85%?
  14. Z

    Hey Tax guys

    Tax Plan Calculator by Maxim Lott
  15. Z

    Hey Tax guys

    I'm looking at the calculator for the new tax bill, can someone tell me if my numbers are correct? Hypothetical single no income except TIRA withdrawals. 12k standard and 38,700 IRA withdrawal totaling 50,700 Tax rates In $0 - $9525 bracket, you pay 10%. Cost: $952 From $9525 - $38700, 12%...
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