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I signed up for a Medigap "F" policy in January of this year to begin February 1 when I started on Medicare. In June I got a letter saying that my premium would go up, starting with the July payment of the August premium. Now this seems odd because we cannot change plans until the open...

If you sign up for a Part D plan that has a deductible before the plan starts paying, what rate do you pay for the drugs under the deductible? Do you pay the ordinary retail price? Do you pay the price negotiated by the plan (both your co-pay and the part that the plan will pay after you...

I'm a newbie to this board and to Medicare. I'm hoping others who have recently enrolled in Medicare can help me figure out what's going on here so I don't have to spend another hour on the telephone next Monday just to ask this question. I enrolled in Medicare by telephone in early December...