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  1. WyndChym

    To achieve the most conservative/cautious estimate...

    would it make sense if I select and enter the following on the Your Portfolio tab? A portfolio with consistent annual market growth of 0 %, fixed income returns of 0 %, and an inflation rate of 3 %
  2. WyndChym

    Discover Bank – Your experiences and opinions appreciated.

    We are considering putting some of our cash into a Discover Bank CD (5 Year - 3% APY). Please share your experiences with Discover Bank (positive or negative). Thank you in advance.
  3. WyndChym

    EmigrantDirect – Your experiences and opinions appreciated.

    We are considering putting some of our cash into Emigrant Direct’s American Dream Savings Account (5% APY) but are cautious about doing business without a local brick and mortar branch. Please share your experiences with Emigrant Direct (positive or negative).  Thank you in advance.
  4. WyndChym

    Applying for Individual Health Insurance

    Two months ago I decided to stop taking my low dose blood pressure medicine that I had been taking for almost 2 yrs.  I’ve been eating healthier, exercising, losing weight, and taking my bp using a wrist monitor and recording it in a bp diary.  My bp has stayed the same as when I was on the...
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