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One of the fantasies I have gone back to year after year when thinking about early retirement was to leave the heat and humidity of South Louisiana for a month or two each summer. I have always wanted to drive the motorhome up to Colorado for the months of July and August. Do any of you know of...

My 401K account is with Vanguard. As I near early retirement, Vanguard has a calculator that gives you what they consider to be the optimal asset allocation relative to how close you are to retirement. With less than a year left until early retirement, this calculator tells me I should have...

I'm looking for some opinions on whether a early retiree, after rolling over their 401K money, should draw income from this money under the 72T rules, or just pay the extra 10% tax, and only draw money when and if needed. I realize that not using the 72T plan could cost me 4 to 5K a year in...

I'm sure everyone has their own opinions. After running your numbers through Firecalc, what do you think is an acceptable chance for success? Do you think that maybe some of the scenarios that they look at in the history of the market might have safeguards built in now that may protect us from...

I have been working with FIRECALC on a goal monthly income from my investments once I am retired. Several people have told me 4 or 5 percent max. I will be taking a $900k lump sum at retirement and rolling it into an IRA account that I will be drawing from on a monthly basis under the rules of...

Can any of you tell me if there are any restrictions on outside earnings while drawing income from an IRA under the rules of 72T. Example: If I retire at 55 and my income is soley derived from my wife's pension and $45k I withdraw annually from my IRA account under the rules of 72T, can I make...

Looking over all of the posts on this board two things have become very clear to me. 1- there are a ton of people in here that have real financial expertise when it comes to the decisions that have to be made with regard to early retirement and 2- I'm not one of them When it comes to finances...

Hello, my handle is "Testtubes" ( I work in a lab). I am 54, and the game plan is to retire at 55 (8 months from now). My hope is to use this site to find answers to all of the questions I have before I go.