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I have been retired for 6 years. Does it get boring or depressing. For me, yes it does on occasions. The 2nd six months was the toughest for me. The first 6 months was a breeze because of the newness of it all and the freedom to do anything I wanted. By the second six months I did not have...

I hear you. Those are my exact concerns with a partnership as well. If I do pull the trigger on this partnership I am going to take the advice of my accountant and make sure we layout, in writing, what happens if the partnership goes bad. Better to do it while we are on good terms than trying...

Coach, you are right... half the refugees in Colorado are from Texas. The other half are refugees from California. It is kind of a standing joke out here to ask people you meet "where are you from" because it is rare that you actually find someone that isn't from somewhere else :-)

Ninja 250 First attempt at posting a photo on a forum, so hopefully it works... Here is a photo of my son getting used to the Ninja before hitting the road... and getting his necessary photos so he can look cool on myspace :)

I took the MSF course with my two oldest kids as a refresher since I hadn't ridden a bike in 30 years. I found it more than worth the 2 day investment. It has made me a safer/better rider. I also discovered that I didn't want a cruiser bike. For me I found I still preferred the more upright...

Yep. 2008 Ninja 250's picked it up about 2 weeks ago. Had to put a deposit down and wait a few weeks but I love this bike!! kevin

I am a weenie in the motorcycle world but just bought 2 Ninja 250's. Got tired of gas prices and wanted to get back to the fun of riding after a 30 year break. Also, is a great way to see Colorado with my oldest son.

WOW... you dug up this thread. I am impressed!! :-) Funny you should bring up this point. As I currently have two business opportunities in front of me now that I am trying to decide between requiring an investment of between $250K - $500K. My process was not quite what you predicted... I...

I moved to Colorado a year ago and, if you can handle the altitude I would highly recommend it. Summers eventually get hot (but dry) here during the day but it cools down by 30 or more degrees in the evening which makes it incredible. Based on some of your description you may want to consider...

can't beat ZERO but I got a 6

Ron, I just moved here a year ago and visited the previous year. I moved here based on exactly what you say about the winters... HOWEVER, neither one of the past 2 winters have been anything like that. I pretty much had 8" of snow locked down on my yard from Dec - Mar and we were still getting...

6 years and 11 months. Everytime I think I want to find a paying job....it interferes with my workout schedule, or nap time, or my kid's games/practices.... and then I get to thinking about the commute and that clinches it!!

Oh boy!!! my wife is going to kill my bank account with this idea but you do make a lot of sense.

Impressive early start!! I would have loved to be in your position at 24. ONE COMMENT: you seem concerned that you are not in any tax advantaged savings (401K, Roth IRA, etc.,). I retired at 40 and all the money that I did tie up in a 401K is still sitting there because I can't get it...

Interesting insights... my wife is going to have a field day with this :-) Keep it coming... I am interested in any and all ideas!! regards, Kevin

Not too sure what you mean by what type of account? I don't really track my investments that aggressively. I have built up a trust in my financial adviser over the last 6 years and we work together to agree on a fundamental strategy each year and he executes it. However, I try to stay out of...

How did i arrive at the decision to retire... I was on a burnout career path in High-Tech industry, way too many hours at work not enough with my family. Once I obtained my financial independence I started to work on finding "balance". Working less, taking a day off a week to teach classes at...

Having just survived my first winter in Colorado I am now thinking about places where I could go to be a "snowbird". Visited St. Pete's beach this spring and really liked the area and it's proximity to Tampa's airport. Anyone have insight into what it is like to actually live down there, what...

ok, found this post after replying to your intro. I don't have the exact situation you have but it looks like we are pretty similar. If you look up other posts made by me you will see some of the details of my background... saves me some typing. In short, was part of an IPO, netted approx...

welcome aboard! hard to know your exact situation from your post. I think you would get a lot more useful advice if you don't mind sharing more specifics of your situation and what type of insights you are looking to gain. I retired at 40 with 3 kids spread from elementary to high school...

In general I agree with your posting on stock options, especially companies where the majority of the new companies are started using venture capital money. In those cases the only way you are going to make money is if it is the next google because of the lock-out of profits from the "preferred...

damn...no gears...I would die trying to get that thing up the hills where I live. I will have to vote for staying with the old fashioned bike that lets me change gears so I can actually make it up the hills :-) kevin

What you have accomplished so far is amazing!! Especially considering your location in silicon valley. Your initial strategy is pretty sound. If you are looking to retire early then I think you are going to find that you need to save more than your $1M target...however, it is a great starting...

not sure why the big concern. "Frugal" is relative to how much you have. In this guy's case, I agree... $350K a year is very frugal. he isn't even living off all the interest he earns on his investments and is spending well below his means. And as he points out.... for where he lives he...

I take a similar approach to "45th birthday" with my kids and so far it seems to be working. My oldest just finished his first year of college and he is very frugal with his money. He get's $200/mo while in college, for expenses, and never asks for more. If he runs out, he eats in the dorm...